423 N St, Bedford, IN 47421 Property Records

Lawrence County property record for 423 N St, Bedford, IN 47421

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,144 sqft · built 1925
Lot Size	0.186 acres (8,100 sqft)
Owner	Individual Name on Record
Last Sale	$154,200 (Oct 2020)
Tax Bill	$1,145 (2025)
Deeds & Mortgages	Oct 2020 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1100349500P59N`

Property Details

APN / Parcel Number

Primary APN	`1100349500P59N`
Alternative APNs	`47-06-14-211-006.000-010` `00041234722`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 2002
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	8,100 sqft (0.186 acres)
Lot Dimensions	180 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00041234722
Street Address	423 N ST
City	BEDFORD
State	IN
Zip	47421-2119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHAWS PT LOT 36 45.3 X 180
Legal Lot Number	36
Jurisdiction	LAWRENCE IN
Township / Civil Division	SHAWSWICK
Census Block Group	3
Census Block	3030
Census Tract	951000

Owner

Source: Lawrence County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	423 N ST, BEDFORD, IN 47421-2119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2020	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE CO
May 30, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage USAA FSB
Aug 27, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2020 · Amount on Record
Deed Sale	Oct 29, 2020 · Amount on Record
Prior Sale	May 30, 2019 · Amount on Record
Deed Document Number	20206850
Record Updated	Sep 20, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE IN
Recording Date	Oct 29, 2020
Property Address	423 N ST, BEDFORD, IN 47421-2119
Document Number	2020006850
Instrument Date	Oct 16, 2020
Instrument	2020006850
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020006851
Date	Oct 29, 2020
Instrument	2020006851

Lender

Name	RUOFF MORTGAGE CO

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE IN
Recording Date	May 30, 2019
Property Address	423 N ST, BEDFORD, IN 47421-2119
Document Number	2019002923
Instrument Date	May 21, 2019
Instrument	2019002923
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019002924
Date	May 30, 2019
Instrument	2019002924

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE IN
Recording Date	Aug 27, 2018
Property Address	423 N ST, BEDFORD, IN 47421-2119
Document Number	2018004776
Instrument Date	Aug 24, 2018
Instrument	2018004776
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bedford City
County	Lawrence County
County Subdivision	Shawswick Township
Unified School District	North Lawrence Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,145.00 (-3.62%) Homeowner's exemption	$127,300 (+19.98%) Land $6,300 Building $121,000	$127,300 (+19.98%) Land $6,300 Building $121,000
2024	$1,188.00 (+11.97%)
2023	$1,061.00 (+5.99%)	$106,100 (+5.99%) Land $6,000 Building $100,100	$106,100 (+5.99%) Land $6,000 Building $100,100
2022	$1,001.00	$100,100 Land $5,900 Building $94,200	$100,100 Land $5,900 Building $94,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1992–2006)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Mar 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD CITY UTILITIES serves 14,000 people · EPA ID IN5247001
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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