423 N Main St, Wilber, NE 68465 Property Records

Saline County property record for 423 N Main St, Wilber, NE 68465

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 928 sqft · built 1919
Lot Size	0.22 acres (9,591 sqft)
Owner	Individual Name on Record
Last Sale	$143,000 (Aug 2020)
Tax Bill	$1,938 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3923-00-0-20105-001-0002`

Property Details

APN / Parcel Number

Primary APN	`3923-00-0-20105-001-0002`
Alternative APN	`760023352`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	928 sqft
1st Floor Area	928 sqft
Basement Area	928 sqft

Exterior

Year Built	Built 1919
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	9,591 sqft (0.22 acres)
Lot Dimensions	132 ft deep x 72.7 ft wide
Garage Type	Detached
Garage Area	1,800 sqft
Parking Spaces	6 Parking Spaces
Porch	Porch
Porch Area	400 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	423 N MAIN ST
City	WILBER
State	NE
Zip	68465-3117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE FAMILY
Legal Description	WILBER CITY WILBER'S FIRST ADDITION PARTOF LOT 3 & ALL OF LOT 4 BLK. 1
Legal Subdivision	WILBER CITY WILBER'S FIRST ADDITION
Legal Block	1
Legal Lot Number	3,4
Jurisdiction	SALINE NE
Township / Civil Division	WILBER
Census Block Group	1
Census Block	1071
Census Tract	960900

Owner

Source: Saline County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	423 N MAIN ST, WILBER, NE 68465-3117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2020	Deed of Trust, Mortgage · Commercial Mortgage BANK OF KAMPSVILLE
Aug 11, 2020	Warranty Deed, Transfer · Conventional Mortgage FARMERS & MERCHANTS BANK
Oct 29, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2020 · Amount on Record
Deed Sale	Aug 11, 2020 · Amount on Record
Prior Sale	Oct 29, 2018
Deed Document Number	2020-01518
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE NE
Property Address	423 N MAIN ST, WILBER, NE 68465-3117
Transaction Type	Mortgage
Record Updated	Mar 10, 2023
Title Company	NOT AVAILABLE, CHARTER T&E SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000445/544
Date	Apr 21, 2020
Book Page	445/544
Instrument	2020-00634

Lender

Name	BANK OF KAMPSVILLE
Type	Bank
Address	ROCA, NE 68430

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE NE
Recording Date	Aug 11, 2020
Property Address	423 N MAIN ST, WILBER, NE 68465-3117
Document Number	0202001518
Instrument Date	Jul 20, 2020
Instrument	2020-01518
Transaction Type	Transfer
Record Updated	Mar 10, 2023
Title Company	CONSUMER TITLE AND ESCROW, CONSUMER TITLE & ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$321.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202001519
Date	Aug 11, 2020
Instrument	2020-01519

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

October 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SALINE NE
Recording Date	Oct 29, 2018
Property Address	423 N MAIN ST, WILBER, NE 68465-3117
Document Number	000434/391
Book / Page	434 / 391
Instrument Date	Oct 25, 2018
Instrument	2018-01802
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Tax Assessment & Valuation

Source: Saline County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Saline County
Municipality	Wilber City
Unified School District	Wilber-Clatonia Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,938.00 (-21.89%)	$173,640 (+14.39%) Land $17,265 Building $156,375	$173,640 (+14.39%) Land $17,265 Building $156,375
2023	$2,481.00	$151,795 Land $17,745 Building $134,050	$151,795 Land $17,745 Building $134,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WILBER serves 1,930 people · EPA ID NE3115105
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

Nearby Properties on N Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures