423 N Encinitas Ave, Monrovia, CA 91016 Property Records

Los Angeles County property record for 423 N Encinitas Ave, Monrovia, CA 91016

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,106 sqft · built 1924
Lot Size	0.173 acres (7,525 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,440 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8520-013-019`

Property Details

APN / Parcel Number

Primary APN	`8520-013-019`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,106 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1945
Architectural Style	Spanish
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Flat
Roof Material	Gravel
Lot Area	7,525 sqft (0.173 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Solar
Water Source	Commercial

Location & Zoning

Street Address	423 N ENCINITAS AVE
City	MONROVIA
State	CA
Zip	91016-2211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MORL*
Legal Description	VALLE VISTA SUBDIVISION LOT 21
Legal Subdivision	VALLE VISTA SUBDIVISION
Legal Block	1
Legal Lot Number	21
Jurisdiction	LOS ANGELES CA
Township / Civil Division	UPPER SAN GABRIEL VALLEY
Census Block Group	1
Census Block	1003
Census Tract	430301

Owner

Source: Los Angeles County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	423 N ENCINITAS AVE, MONROVIA, CA 91016-2211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2023	Deed of Trust, Mortgage · Commercial Mortgage CAMERON MURPHY & SPANGLER INC
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 31, 2020	Intrafamily Transfer, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2020
Deed Sale	Mar 31, 2020
Prior Sale	Mar 22, 2001 · Amount on Record
Deed Document Number	2020365185
Prior Transfer Date	Mar 25, 2020
Prior Transfer Doc	0000365185
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	423 N ENCINITAS AVE, MONROVIA, CA 91016-2211
Transaction Type	Mortgage
Record Updated	Oct 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 N ENCINITAS AVE, MONROVIA, CA 91016-2211

Mortgage

Document Number	0000657030
Date	Sep 28, 2023
Instrument	23-0657030

Lender

Name	CAMERON MURPHY & SPANGLER INC
Type	Non-Lending Institution
Address	ARCADIA, CA 91006

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	423 N ENCINITAS AVE, MONROVIA, CA 91016-2211
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 N ENCINITAS AVE, MONROVIA, CA 91016-2211

Mortgage

Document Number	0000328230
Date	Feb 26, 2021
Instrument	21-0328230

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOS ANGELES CA
Recording Date	Mar 31, 2020
Property Address	423 N ENCINITAS AVE, MONROVIA, CA 91016-2211
Document Number	0000365185
Map Reference	MB 9 PG 117
Instrument Date	Mar 25, 2020
Instrument	20-0365185
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	WESTERN RESOURCES TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	423 N ENCINITAS AVE, MONROVIA, CA 91016-2211

Mortgage

Document Number	0000365186
Date	Mar 31, 2020
Instrument	20-0365186

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Los Angeles County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	California
County	Los Angeles County
Municipality	Monrovia City
Unified School District	Monrovia Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$538,568 (+2%) Land $332,591 Building $205,977
2025	$7,440.00 (+4.97%) Homeowner's exemption	$528,020 (+4.04%) Land $326,070 Building $201,950
2023	$7,088.00 (+2.95%) Homeowner's exemption	$507,518 Land $313,409 Building $194,109
2022	$6,885.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1980–1992)
Most Recent Claim	Feb 1992 · Rain/snow/wind Storms, Flooding, Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROVIA-CITY, WATER DEPT. serves 37,931 people · EPA ID CA1910090
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Giggle Fiber Cable	1,000 / 40
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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