Utah County property record for 423 N 1290 E, American Fork, UT 84003
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,707 sqft · built 2018 |
| Lot Size | 0.235 acres (10,253 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $731,300 (Aug 2022) |
| Tax Bill | $3,576 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage May 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-883-0218 |
| Primary APN | 41-883-0218 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,707 sqft Living Area |
| Gross Area | 4,576 sqft |
| Basement Area | 1,188 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | A-Frame |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 10,253 sqft (0.235 acres) |
| Garage Type | Attached |
| Garage Area | 681 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Raised Porch |
| Porch Area | 184 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 423 N 1290 E |
|---|---|
| City | AMERICAN FORK |
| State | UT |
| Zip | 84003-4037 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 218, HANSEN RANCH PHASE 2 SUB AREA 0.235 AC. |
| Legal Subdivision | HANSEN RANCH PHASE 2 SUB |
| Legal Phase | 2 |
| Legal Lot Number | 218 |
| Jurisdiction | UTAH UT |
| Township / Civil Division | AMERICAN FORK-PLEASANT GROVE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 10225 |
Source: Utah County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 423 N 1290 E, AMERICAN FORK, UT 84003-4037 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN AMERICA FEDERAL CREDIT UNION |
| May 5, 2023 | Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU |
| Aug 15, 2022 | Warranty Deed, Transfer · Conventional Mortgage BARRETT FINANCIAL GROUP LLC |
| Nov 21, 2018 | Grant Deed, Subdivision Related Transfer COTTONWOOD TITLE, COTTONWOOD TITLE INS AGCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 15, 2022 · Amount on Record |
| Deed Sale | Aug 15, 2022 · Amount on Record |
| Prior Sale | Nov 21, 2018 |
| Deed Document Number | 202290767 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UTAH UT |
| Recording Date | Sep 8, 2026 |
| Property Address | 423 N 1290 E, AMERICAN FORK, UT 84003-4037 |
| Document Number | 0000074448 |
| Instrument Date | Aug 31, 2026 |
| Instrument | 202674448 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2026 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 423 N 1290 E, AMERICAN FORK, UT 84003-4037 |
| Investor | Possibly a Property Investor |
| Document Number | 0000074448, |
|---|---|
| Date | Sep 8, 2026 |
| Instrument | 202674448 |
| Name | MOUNTAIN AMERICA FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Sep 4, 2038 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UTAH UT |
| Property Address | 423 N 1290 E, AMERICAN FORK, UT 84003-4037 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000028664 |
|---|---|
| Date | May 5, 2023 |
| Instrument | 28664:2023 |
| Name | MOUNTAIN AMERICA FCU |
|---|---|
| Type | Credit Union |
| Address | LAYTON, UT 84040 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UTAH UT |
| Recording Date | Aug 15, 2022 |
| Property Address | 423 N 1290 E, AMERICAN FORK, UT 84003-4037 |
| Document Number | 0000090767 |
| Instrument Date | Aug 11, 2022 |
| Instrument | 90767:2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Title Company | GT TITLE SERVICES-SPANISH FORK, GT TITLE SVCS SPANISH FORK |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 423 N 1290 E, AMERICAN FORK, UT 84003-4037 |
| Document Number | 0000090649 |
|---|---|
| Date | Aug 15, 2022 |
| Instrument | 90649:2022 |
| Name | BARRETT FINANCIAL GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UTAH UT |
| Recording Date | Nov 21, 2018 |
| Property Address | 423 N 1290 E, AMERICAN FORK, UT 84003-4037 |
| Document Number | 0000111174 |
| Instrument Date | Nov 20, 2018 |
| Instrument | 111174 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 22, 2019 |
| Title Company | COTTONWOOD TITLE, COTTONWOOD TITLE INS AGCY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 423 N 1290 E AMERICAN FORK UT 84003, AMERICAN FORK, UT 84003 |
Source: Utah County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Utah |
| Municipality | American Fork City |
| County | Utah County |
| Unified School District | Alpine School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $429,770 (-42.25%) | $781,400 (+5%) Land $263,600 Building $517,800 | |
| 2025 | $3,576.00 (+0.03%) | $744,200 (+85.35%) Land $263,600 Building $480,600 | $744,200 (+1.95%) Land $263,600 Building $480,600 |
| 2024 | $3,575.00 (+4.9%) | ||
| 2023 | $3,408.00 (+0.38%) | $401,500 | $730,000 Land $228,200 Building $501,800 |
| 2022 | $3,395.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 99.1% of Utah |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Beehive Broadband, CentraCom, Rise Broadband, SenaWave, Utah Broadband, Utah Telecommunication Open Infrastructure Agency.
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