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423 Montecito Ave, El Granada, CA 94018 Property Records

San Mateo County property record for 423 Montecito Ave, El Granada, CA 94018

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,550 sqft · built 1976
Lot Size0.204 acres (8,882 sqft)
OwnerIndividual Name on Record
Last Sale$1,500,000 (Oct 2024)
Tax Bill$18,581 (2025)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN047-073-170

Property Details

APN / Parcel Number

Primary APN047-073-170

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,550 sqft Living Area
1st Floor Area1,550 sqft
Family RoomFamily Room
StudyStudy
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleRanch
Exterior MaterialStucco
Roof MaterialComposition Shingle
Lot Area8,882 sqft (0.204 acres)
Lot Dimensions150 ft deep x 59 ft wide
Garage Area430 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address423 MONTECITO AVE
CityEL GRANADA
StateCA
Zip94018-8082
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10006
Legal DescriptionLOTS 9 & 10 BLK 81 PLAT OF SUB NO 8 OF GRANADA RSM 6/65
Legal SubdivisionSUB NO 8 OF GRANADA
Legal Block81
Legal Lot Number9,10
JurisdictionSAN MATEO CA
Township / Civil DivisionHALF MOON BAY
Census Block Group4
Census Block4000
Census Tract613502

Owner

Source: San Mateo County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address358 MARINE PKWY, 400, REDWOOD CITY, CA 94065-5212
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 23, 2024 · Amount on Record
Deed SaleOct 23, 2024 · Amount on Record
Prior SaleApr 7, 2000 · Amount on Record
Deed Document Number202456484
Prior Transfer DateMar 8, 2021
Prior Transfer Doc0000041334
Record UpdatedOct 29, 2026

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN MATEO CA
Recording DateMar 15, 2021
Property Address423 MONTECITO AVE, EL GRANADA, CA 94018-8082
Document Number0000041334
Map ReferenceMB 6 PG 65
Instrument DateMar 8, 2021
Instrument2021-041334
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyBNT TITLE COMPANY/CA, BNT TITLE COMPANY OF CA

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address423 MONTECITO AVE, EL GRANADA, CA 94018-8082

Mortgage

Document Number0000041335
DateMar 15, 2021
Instrument2021-041335
Lender
NameCHERRY CREEK MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2036

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
Unified School DistrictCabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,530,000 (+2%) Land $841,500 Building $688,500
2025$18,581.00 (+127.85%)$1,500,000 (+126.15%) Land $825,000 Building $675,000
2023$8,155.00 (+2.48%) Homeowner's exemption$663,282 Land $331,641 Building $331,641$1,024,020
2022$7,958.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims2 (1998–2017)
Claims Outside the SFHA1 of 2
Most Recent ClaimFeb 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOASTSIDE COUNTY WATER DISTRICT
serves 19,033 people · EPA ID CA4110011
Water SourceSurface water
Last State InspectionJul 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Cruzio
Fixed Wireless		1,000 / 1,000

May also be available: AT&T, Verizon.

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