423 Monroe St, Sparta, WI 54656 Property Records

Monroe County property record for 423 Monroe St, Sparta, WI 54656

Property Summary

Property TypeSingle Family Home
Lot Size0.151 acres (6,621 sqft)
OwnerIndividual Name on File
Last Sale$125,000 (Nov 2019)
Tax Bill$2,758 (2025)
Deeds & MortgagesMar 2026 Sale
Jun 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN281-00902-0000

Property Details

APN / Parcel Number

Primary APN281-00902-0000
Alternative APN
  • 281-140-002-005

Exterior

Lot Area6,621 sqft (0.151 acres)

Location & Zoning

Street Address423 MONROE ST
CitySPARTA
StateWI
Zip54656-1902
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEE CANFIELD SUBD LOT 5, BLK 2 & N 10' OF VAC ALLEY
Legal Block2
Legal Lot Number5
JurisdictionMONROE WI
Township / Civil DivisionSPARTA
Census Block Group1
Census Block1007
Census Tract950400

Owner

423 Monroe St is owned and occupied by an individual who bought it in November 2019.

Source: Monroe County records, as of February 6, 2026

Owner of RecordIndividual Name on File
Mailing Address423 MONROE ST, SPARTA, WI 54656-1902
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 6, 2026Warranty Deed, Transfer
KNIGHT BARRY TITLE
Jun 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST COMMUNITY CU
Nov 27, 2019Warranty Deed, Transfer · Conventional Mortgage
FIRST COMMUNITY CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 27, 2019 · Amount on File
Deed SaleNov 27, 2019 · Amount on File
Prior SaleOct 7, 2009
Deed Document Number684614
Record UpdatedJun 8, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE WI
Recording DateMar 6, 2026
Property Address423 MONROE ST, SPARTA, WI 54656-1902
Document Number0000732800
Instrument DateMar 6, 2026
Instrument732800
Transaction TypeTransfer
Record UpdatedMar 25, 2026
Title CompanyKNIGHT BARRY TITLE

Transaction

AmountAmount on Record
Tax$630.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address423 MONROE ST, SPARTA, WI 54656-1902

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE WI
Property Address423 MONROE ST, SPARTA, WI 54656-1902
Transaction TypeMortgage
Record UpdatedJul 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number700596
DateJun 25, 2021
Instrument700596
Lender
NameFIRST COMMUNITY CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJul 1, 2041
Interest
Rate TypeFixed Rate

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE WI
Recording DateNov 27, 2019
Property Address423 MONROE ST, SPARTA, WI 54656-1902
Document Number0000684614
Instrument DateNov 27, 2019
Instrument684614
Transaction TypeTransfer
Record UpdatedFeb 7, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$375.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000684615
DateNov 27, 2019
Instrument684615
Lender
NameFIRST COMMUNITY CU
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 423 Monroe St was $2,758 with a homeowner's exemption.

Source: Monroe County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateWisconsin
CountyMonroe County
MunicipalitySparta City
Unified School DistrictSparta Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,758.00 Homeowner's exemption$188,900 Land $11,900 Building $177,000$188,800
2023$2,491.00 Homeowner's exemption$174,000 Land $8,600 Building $165,400$171,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 423 Monroe St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 423 Monroe St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPARTA WATERWORKS
serves 10,025 people · EPA ID WI6420297
Water SourceGroundwater
Last State InspectionJul 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Lynxx Networks.

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