423 Merlin Rd, Laredo, TX 78041 Property Records

Webb County property record for 423 Merlin Rd, Laredo, TX 78041 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	3,053 sqft · built 1985
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,793 (2024)
Deeds & Mortgages	Jan 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`945-00841-391`

Property Details

APN / Parcel Number

Primary APN	`945-00841-391`
Alternative APN	`221867`

Interior

Stories	2 Stories
Building Area	3,053 sqft Living Area
Gross Area	3,581 sqft
1st Floor Area	1,872 sqft
2nd Floor Area	1,181 sqft

Exterior

Year Built	Built 1985
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Clay Tile
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	653 sqft
Patio Area	231 sqft
Balcony	Balcony
Balcony Area	231 sqft

Location & Zoning

Account Number	221867
Old Parcel Number	94500841391
Street Address	423 MERLIN RD
City	LAREDO
State	TX
Zip	78041-2835
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1391 BLK 84 DEL MAR 5-C
Legal Subdivision	DEL MAR SEC 5-C
Legal Block	84
Legal Lot Number	1391
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	3
Census Block	3007
Census Tract	1709

Owner

Source: Webb County records · APN 945-00841-391

Assessment roll updated July 25, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	423 MERLIN RD, LAREDO, TX 78041-2835
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	423 MERLIN RD, LAREDO, TX 78041-2835
Transaction Type	Mortgage
Record Updated	Feb 08, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 1319301
Date	Jan 31, 2018
Book Page	4362/708
Instrument	1319301

Lender

Name	COMPASS BANK
Type	Bank
Address	BIRMINGHAM, AL 35202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Feb 01, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Webb County records · Assessment roll updated July 25, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$414,344 (+8.81%) Land $184,800 Building $229,544	$414,344 (+8.81%) Land $184,800 Building $229,544
2024	$1,793.00
2023		$380,809 Land $169,950 Building $210,859	$380,809 Land $169,950 Building $210,859
2022	$1,793.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Webb County (48479C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 484790017093, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force 5 of 11 on primary residences
Nearby Flood Claims	2 (2007–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2017, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.