Washington County property record for 423 McDowell Ave, Hagerstown, MD 21740
| Property Type | Townhouse |
|---|---|
| Details | 1 ba · 1,260 sqft · built 1913 |
| Lot Size | 0.064 acres (2,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $121,000 (Jun 2007) |
| Tax Bill | $1,031 (2026) |
| Deeds & Mortgages | Sep 2016 Loan Modification Sep 2016 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-015142 |
| Primary APN | 25-015142 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,260 sqft Total Area |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1913 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 2,800 sqft (0.064 acres) |
| Lot Dimensions | 140 ft deep x 20 ft wide |
| Porch | Slab |
| Porch Area | 218 sqft |
| Heating System | Radiant |
|---|---|
| Sewer | Connected |
| Account Number | 015142 |
|---|---|
| Street Address | 423 MCDOWELL AVE |
| City | HAGERSTOWN |
| State | MD |
| Zip | 21740-3660 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RMED |
| Legal Description | 1/2 LT45 0.065AC 423 MCDOWELL AVE |
| Legal Subdivision | MITCHELLS ADD HAGERTOWN |
| Legal Lot Number | 45 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 25, HAGERSTOWN |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 302 |
423 McDowell Ave, a townhouse, is owned and occupied by an individual who acquired it in December 2015.
Source: Washington County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 423 MCDOWELL AVE, HAGERSTOWN, MD 21740-3660 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 7, 2016 | Loan Modification, Mortgage · Conventional Mortgage FEDERAL NAT'L MTG ASSN (FNMA) |
| Sep 7, 2016 | Loan Modification, Consolidation and Extension, Mortgage FEDERAL NAT'L MTG ASSN (FNMA) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 19, 2007 · Amount on File |
| Deed Sale | Jun 19, 2007 · Amount on File |
| Prior Sale | Jan 27, 2005 · Amount on File |
| Deed Document Number | 2007216105 |
| Deed Book / Page | 3316 / 182 |
| Last Transfer Date | Dec 29, 2015 |
| Transfer Doc | 0051350462 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 423 MCDOWELL AVE, HAGERSTOWN, MD 21740-3660 |
| Document Number | 0054210491 |
| Instrument Date | Sep 7, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 423 MCDOWELL AVE HAGERSTOWN MD 217403660, HAGERSTOWN, MD 21740-3660 |
| Document Number | 0054210491 |
|---|---|
| Date | Jan 19, 2017 |
| Book Page | 005421/000491 |
| Name | FEDERAL NAT'L MTG ASSN (FNMA) |
|---|---|
| Type | Mortgage Company |
| Address | ROCKVILLE, MD 20852 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 468 Months |
| Due | Jan 18, 2056 |
| Rate | 3.62% |
|---|
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 423 MCDOWELL AVE, HAGERSTOWN, MD 21740-3660 |
| Document Number | 0054210491 |
| Instrument Date | Sep 7, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 423 MCDOWELL AVE HAGERSTOWN MD 217403660, HAGERSTOWN, MD 21740-3660 |
| Document Number | 0054210491 |
|---|---|
| Date | Jan 20, 2017 |
| Book Page | 005421/000491 |
| Name | FEDERAL NAT'L MTG ASSN (FNMA) |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 468 Months |
| Due | Jan 19, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
The 2026 property tax bill for 423 McDowell Ave was $1,031, up 5.4% from the year before.
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Hagerstown City |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,031.00 (+5.42%) | $113,167 (+5.37%) | $124,700 (+16.11%) Land $20,000 Building $104,700 |
| 2025 | $978.00 (+10.88%) | $107,400 Land $20,000 Building $87,400 | $107,400 Land $20,000 Building $87,400 |
| 2024 | $882.00 (+11.79%) | ||
| 2023 | $789.00 | $86,333 | $107,400 Land $20,000 Building $87,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 423 McDowell Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 423 McDowell Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 951 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Xfinity Fiber | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: EarthLink Business, MN FWA Buyer.
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