Anne Arundel County property record for 423 Master Derby Ct, Annapolis, MD 21409
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,420 sqft · built 1983 |
| Lot Size | 0.116 acres (5,034 sqft) |
| Owner | Individual Name on File |
| Last Sale | $232,900 (May 2010) |
| Tax Bill | $2,924 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Nov 2018 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-684-90012712 |
| Primary APN | 03-684-90012712 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,420 sqft Living Area |
| 1st Floor Area | 826 sqft |
| Basement Area | 594 sqft |
| Finished Basement | 594 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,034 sqft (0.116 acres) |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 68490012712 |
|---|---|
| Street Address | 423 MASTER DERBY CT |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21409-5651 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R5 |
| Legal Description | LT 64B SC 1 PL 3 REVELL DOWNS |
| Legal Subdivision | REVELL DOWNS |
| Legal Block | 1 |
| Legal Lot Number | 64B |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 731002 |
423 Master Derby Ct, a townhouse, is owned and occupied by an individual who acquired it in March 2021.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 423 MASTER DERBY CT, ANNAPOLIS, MD 21409-5651 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Nov 29, 2018 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| Nov 16, 2022 | Intrafamily Transfer, Transfer TITLE 365 |
| Nov 8, 2017 | Deed of Trust, Mortgage · Conventional with PMI FEDERAL SVGS BK |
| Nov 8, 2017 | Deed of Trust, Mortgage · Line of Credit TCF NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 13, 2010 · Amount on File |
| Deed Sale | May 13, 2010 · Amount on File |
| Prior Sale | May 19, 2004 |
| Deed Document Number | 20101 |
| Deed Book / Page | 22230 / 290 |
| Last Transfer Date | Mar 2, 2021 |
| Transfer Doc | 0392760269 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 423 MASTER DERBY CT, ANNAPOLIS, MD 21409-5651 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0375370089 |
|---|---|
| Date | Sep 15, 2021 |
| Book Page | 37537/89 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 355 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 423 MASTER DERBY CT, ANNAPOLIS, MD 21409-5651 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0326940340 |
|---|---|
| Date | Nov 29, 2018 |
| Book Page | 32694/340 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 25, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Nov 16, 2022 |
| Property Address | 423 MASTER DERBY CT, ANNAPOLIS, MD 21409-5651 |
| Document Number | 0392760269 |
| Book / Page | 39276 / 269 |
| Map Reference | MB 82 FO 10 |
| Instrument Date | Mar 2, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2023 |
| Title Company | TITLE 365 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 123 MASTER DERBY COURT, ANNAPOLIS, MD 21409 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 423 MASTER DERBY CT, ANNAPOLIS, MD 21409-5651 |
| Document Number | 0316410407 |
| Instrument Date | Nov 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | BCHH INC |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 423 MASTER DERBY CT ANNAPOLIS MD 214095651, ANNAPOLIS, MD 21409-5651 |
| Document Number | 0316410407 |
|---|---|
| Date | Dec 7, 2017 |
| Book Page | 031641/000407 |
| Name | FEDERAL SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CHICAGO, IL 60607 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 6, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 423 MASTER DERBY CT, ANNAPOLIS, MD 21409-5651 |
| Document Number | 0316410427 |
| Instrument Date | Nov 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2018 |
| Title Company | BCHH INC |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 423 MASTER DERBY CT ANNAPOLIS MD 214095651, ANNAPOLIS, MD 21409-5651 |
| Document Number | 0316410427 |
|---|---|
| Date | Dec 7, 2017 |
| Book Page | 031641/000427 |
| Name | TCF NAT'L BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 6, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 423 Master Derby Ct was $2,924 with a homeowner's exemption, up 2.7% from the year before.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $313,400 (+7.7%) | $335,800 (-) Land $177,300 Building $158,500 | |
| 2025 | $2,924.00 (+2.67%) Homeowner's exemption | $291,000 | $335,800 Land $177,300 Building $158,500 |
| 2024 | $2,848.00 (+21.24%) | ||
| 2023 | $2,349.00 Homeowner's exemption | $261,667 | $268,600 Land $152,300 Building $116,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 423 Master Derby Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2010–2015) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 423 Master Derby Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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