423 Main St, Old Saybrook, CT 06475 Property Records

Old Saybrook Town property record for 423 Main St, Old Saybrook, CT 06475

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,294 sqft · built 1974
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Trust Names on File
Tax Bill	$4,453 (2025)
Deeds & Mortgages	Mar 2026 Transfer
Flood Zone	Zone AE (high risk)
APN	`OSAY M:022 B:032 L`

Property Details

APN / Parcel Number

Primary APN	`OSAY M:022 B:032 L`
Alternative APN	`305600`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,294 sqft Living Area
Gross Area	3,198 sqft
1st Floor Area	1,294 sqft
Basement Area	1,248 sqft
Unfinished Basement	624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	305600
Street Address	423 MAIN ST
City	OLD SAYBROOK
State	CT
Zip	06475-2572
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	32
Jurisdiction	OLD SAYBROOK CT
Township / Civil Division	OLD SAYBROOK
Census Block Group	1
Census Block	1022
Census Tract	670200

Owner

Source: Old Saybrook Town records · APN OSAY M:022 B:032 L

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	423 MAIN ST, OLD SAYBROOK, CT 06475-2572
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Irrevocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Nov 26, 2025
Transfer Doc	000705-182
Record Updated	Sep 20, 2026

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	Mar 11, 2026
Property Address	423 MAIN ST, OLD SAYBROOK, CT 06475-2572
Document Number	000705-182
Book / Page	705 / 182
Instrument Date	Nov 26, 2025
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust

Tax Assessment & Valuation

Source: Old Saybrook Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Old Saybrook Town
Unified School District	Old Saybrook School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,453.00	$287,300 (+44.01%) Land $116,800 Building $170,500	$201,110 Land $81,760 Building $119,350
2024	$4,453.00 (+9.14%)
2023	$4,080.00 (+1.85%)	$199,500 (-) Land $79,500 Building $120,000
2022	$4,006.00	$199,500 Land $79,500 Building $120,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 28, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile USA.

Based on FCC filings for 189 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.