Harford County property record for 423 Macintosh Cir, Joppa, MD 21085
| Property Type | Townhouse |
|---|---|
| Details | 1 ba · 1,384 sqft · built 1999 |
| Lot Size | 0.049 acres (2,128 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $154,900 (Jul 2003) |
| Tax Bill | $2,588 (2026) |
| Deeds & Mortgages | Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-291793 |
| Primary APN | 01-291793 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,384 sqft Total Area |
| Basement Area | 558 sqft |
| Finished Basement | 558 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,128 sqft (0.049 acres) |
| Deck Area | 252 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 291793 |
|---|---|
| Street Address | 423 MACINTOSH CIR |
| City | JOPPA |
| State | MD |
| Zip | 21085-5400 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R2 |
| Legal Description | LOT 181 2128 SF 423 MACINTOSH CIRCLE LOHR'S ORCHARD P 84/11 |
| Legal Subdivision | LOHRS ORCHARD |
| Legal Lot Number | 181 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 301401 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 423 MACINTOSH CIR, JOPPA, MD 21085-5400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2003 · Amount on Record |
| Deed Sale | Jul 30, 2003 · Amount on Record |
| Prior Sale | Oct 13, 1999 · Amount on Record |
| Deed Document Number | 2003118 |
| Deed Book / Page | 4766 / 572 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 423 MACINTOSH CIR, JOPPA, MD 21085-5400 |
| Document Number | 0133410283 |
| Instrument Date | Jun 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2019 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS |
| Name | Verified Name |
|---|---|
| Address | 423 MACINTOSH CIR JOPPA MD 210855400, JOPPA, MD 21085-5400 |
| Document Number | 0133410283 |
|---|---|
| Date | Jul 11, 2019 |
| Book Page | 013341/000283 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 10, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,588.00 (+21.73%) Homeowner's exemption | $237,500 (+28.38%) Land $55,000 Building $182,500 | $237,500 (+28.38%) Land $55,000 Building $182,500 |
| 2025 | $2,126.00 (+6.94%) Homeowner's exemption | ||
| 2023 | $185,000 Land $55,000 Building $130,000 | $185,000 Land $55,000 Building $130,000 | |
| 2022 | $1,988.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (1996–2025) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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