423 Lexington Cir, Oceanside, CA 92057 Property Records

San Diego County property record for 423 Lexington Cir, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,966 sqft · built 2000
Lot Size	0.138 acres (6,002 sqft)
Owner	2 Individual Names on File
Last Sale	$709,000 (Jul 2019)
Tax Bill	$8,638 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2017 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`160-621-12-00`

Property Details

APN / Parcel Number

Primary APN	`160-621-12-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,966 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	6,002 sqft (0.138 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	423 LEXINGTON CIR
City	OCEANSIDE
State	CA
Zip	92057-7355
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-B
Legal Description	LOT 12 TR 013556
Legal Subdivision	IVEY RANCH
Legal Tract	013556
Legal Block	2
Legal Lot Number	12
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	18523

Owner

423 Lexington Cir is owned and occupied by two individuals who bought it in July 2019.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	423 LEXINGTON CIR, OCEANSIDE, CA 92057-7355
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN INTERNET MORTGAGE INC
Aug 23, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Jul 29, 2019	Grant Deed, Transfer · Conventional Mortgage RESIDENTIAL MORTGAGE FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2019 · Amount on File
Deed Sale	Jul 29, 2019 · Amount on File
Prior Sale	Mar 20, 2002 · Amount on File
Deed Document Number	2019310248
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	423 LEXINGTON CIR, OCEANSIDE, CA 92057-7355
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 LEXINGTON CIR, OCEANSIDE, CA 92057-7355

Mortgage

Document Number	0000211203
Date	Mar 18, 2021
Instrument	2021-0211203

Lender

Name	AMERICAN INTERNET MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	423 LEXINGTON CIR, OCEANSIDE, CA 92057-7355
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LENDERLIVE SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000385409
Date	Aug 23, 2017
Instrument	2017-0385409

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 18, 2037

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 29, 2019
Property Address	423 LEXINGTON CIR, OCEANSIDE, CA 92057-7355
Document Number	0000310248
Map Reference	MAP 13556
Instrument Date	Jun 25, 2019
Instrument	2019-0310248
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE CO SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	423 LEXINGTON CIR, OCEANSIDE, CA 92057-7355

Mortgage

Document Number	0000310249
Date	Jul 29, 2019
Instrument	2019-0310249

Lender

Name	RESIDENTIAL MORTGAGE FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 423 Lexington Cir was $8,638 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$790,894 (+2%) Land $283,907 Building $506,987
2025	$8,638.00 Homeowner's exemption	$775,388 Land $278,341 Building $497,047
2023	$8,210.00 (+1.55%) Homeowner's exemption	$745,281 Land $267,534 Building $477,747
2022	$8,085.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 423 Lexington Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 423 Lexington Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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