Bergen County and Leonia Borough property record for 423 Lester St, Leonia, NJ 07605
| Property Type | Single Family Home |
|---|---|
| Details | 2,088 sqft · built 1940 |
| Lot Size | 0.193 acres (8,398 sqft) |
| Owner | Individual Name on File |
| Last Sale | $917,000 (Jan 2022) |
| Tax Bill | $19,333 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Jan 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-01319-0000-00012 |
| Primary APN | 29-01319-0000-00012 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,088 sqft Living Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Stucco |
| Lot Area | 8,398 sqft (0.193 acres) |
| Lot Dimensions | 112 ft deep x 75 ft wide |
| Old Parcel Number | 2900074000000018 |
|---|---|
| Street Address | 423 LESTER ST |
| City | LEONIA |
| State | NJ |
| Zip | 07605-1254 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A3 |
| Legal Description | 75X112 |
| Legal Subdivision | IRVING PROP MAP 2 |
| Legal Block | 1319 |
| Legal Lot Number | 12 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | LEONIA |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 28002 |
423 Lester St is owned and occupied by an individual who bought it in January 2022.
Source: Bergen County and Leonia Borough records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 423 LESTER ST, LEONIA, NJ 07605-1254 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jan 25, 2022 | Deed, Transfer · Conventional Mortgage A&D MORTGAGE LLC |
| Feb 27, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 25, 2022 · Amount on File |
| Deed Sale | Jan 25, 2022 · Amount on File |
| Prior Sale | Feb 27, 2017 · Amount on File |
| Deed Document Number | 202210234 |
| Deed Book / Page | 4550 / 1491 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 423 LESTER ST, LEONIA, NJ 07605-1254 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0035680716 |
|---|---|
| Date | Apr 13, 2020 |
| Book Page | 3568/716 |
| Instrument | 20-038619 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2035 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 25, 2022 |
| Property Address | 423 LESTER ST, LEONIA, NJ 07605-1254 |
| Document Number | 0045501491 |
| Book / Page | 4550 / 1491 |
| Instrument Date | Dec 6, 2021 |
| Instrument | 2022010234 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,612.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 351 TENAFLY RD, TENAFLY, NJ 07670-2031 |
| Name | Verified Name |
|---|---|
| Address | 423 LESTER ST, LEONIA, NJ 07605-1254 |
| Document Number | 2022010235 |
|---|---|
| Date | Jan 25, 2022 |
| Instrument | 2022010235 |
| Name | A&D MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Feb 27, 2017 |
| Property Address | 423 LESTER ST, LEONIA, NJ 07605-1254 |
| Document Number | 0025462371 |
| Book / Page | 002546 / 002371 |
| Instrument Date | Jan 30, 2017 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 5, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $486.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1204 ALPINE NJ 076201204, ALPINE, NJ 07620-1204 |
The 2025 property tax bill for 423 Lester St was $19,333, up 5.9% from the year before.
Source: Bergen County and Leonia Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Leonia Borough |
| Unified School District | Leonia Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $933,000 (+74.16%) Land $450,700 Building $482,300 | $933,000 (+74.16%) Land $450,700 Building $482,300 | |
| 2025 | $19,333.00 (+5.86%) | $535,700 Land $275,200 Building $260,500 | $535,700 Land $275,200 Building $260,500 |
| 2024 | $18,262.00 | ||
| 2023 | $535,700 (+6.1%) Land $275,200 Building $260,500 | $535,700 (+6.1%) Land $275,200 Building $260,500 | |
| 2022 | $16,076.00 (-0.53%) | $504,900 Land $275,200 Building $229,700 | $504,900 Land $275,200 Building $229,700 |
| 2021 | $16,161.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 423 Lester St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1979–2007) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Apr 2007 · Severe Storms And Inland And Coastal Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 423 Lester St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 697 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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