423 Laurel Ave, Wilmette, IL 60091 Property Records

Cook County property record for 423 Laurel Ave, Wilmette, IL 60091

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,339 sqft · built 1916
Lot Size	0.257 acres (11,200 sqft)
Owner	Individual Name on Record
Tax Bill	$22,319 (2023)
Deeds & Mortgages	Dec 2020 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-35-118-003`

Property Details

APN / Parcel Number

Primary APN	`05-35-118-003`
Alternative APN	`05-35-118-003-0000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,339 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Exterior Material	Stucco
Roof Material	Asphalt
Lot Area	11,200 sqft (0.257 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	423 LAUREL AVE
City	WILMETTE
State	IL
Zip	60091-2809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	13E
Legal Township	42N
Legal Section	35
Legal Subdivision	KEDZIE & KENNEYS ADD
Legal Block	27
Legal Lot Number	6
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	2
Census Block	2018
Census Tract	801300

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	423 LAUREL AVE, WILMETTE, IL 60091-2809
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHICAGO FIN'L SVCS
Apr 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHICAGO FIN'L SVCS
Jan 16, 2018	Deed of Trust, Mortgage CHICAGO FIN'L SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2002
Deed Sale	Aug 13, 2002
Deed Document Number	200283671
Prior Transfer Date	Jan 10, 2002
Prior Transfer Doc	0000042999
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	423 LAUREL AVE, WILMETTE, IL 60091-2809
Document Number	2102040049
Instrument Date	Dec 16, 2020
Transaction Type	Mortgage
Record Updated	Jan 29, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	423 LAUREL AVE WILMETTE IL 600912809, WILMETTE, IL 60091-2809

Mortgage

Document Number	2102040049
Date	Jan 20, 2021
Instrument	2040049

Lender

Name	CHICAGO FIN'L SVCS
Type	Funding / Finance Company
Address	CHICAGO, IL 60642

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 19, 2051

Interest

Rate Type	Fixed Rate
Rate	2.5%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	423 LAUREL AVE, WILMETTE, IL 60091-2809
Document Number	2014107000
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	Jun 10, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	423 LAUREL AVENUE WILMETTE WILMETTE IL 60091, WILMETTE, IL 60091

Mortgage

Document Number	2014107000
Date	May 20, 2020
Instrument	14107000

Lender

Name	CHICAGO FIN'L SVCS
Type	Funding / Finance Company
Address	CHICAGO, IL 60642

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2050

Interest

Rate Type	Fixed Rate
Rate	2.87%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	423 LAUREL AVE, WILMETTE, IL 60091-2809
Document Number	1802957063
Instrument Date	Jan 16, 2018
Transaction Type	Mortgage
Record Updated	Feb 6, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	423 LAUREL AVE WILMETTE IL 600912809, WILMETTE, IL 60091-2809

Mortgage

Document Number	1802957063
Date	Jan 29, 2018
Instrument	2957063

Lender

Name	CHICAGO FIN'L SVCS
Type	Funding / Finance Company
Address	CHICAGO, IL 60642

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.37%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Wilmette Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Wilmette School District 39 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$165,000 (+40.57%) Land $36,400 Building $128,600	$1,650,000 (+40.57%) Land $364,000 Building $1,286,000
2023	$22,319.00 (-6.57%)
2022	$23,888.00 Homeowner's exemption Senior Citizen's exemption	$117,380 Land $30,800 Building $86,580	$1,173,800 Land $308,000 Building $865,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILMETTE serves 27,650 people · EPA ID IL0313300
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Zentro.

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