423 Kemp Dr, Augusta, GA 30909 Property Records

Augusta-Richmond County Consolidated Government property record for 423 Kemp Dr, Augusta, GA 30909

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,867 sqft · built 1955
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on File
Last Sale	$270,500 (Sep 2025)
Tax Bill	$3,475 (2026)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`025-2-013-00-0`

Property Details

APN / Parcel Number

Primary APN	`025-2-013-00-0`
Alternative APNs	`14542` `8592`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,867 sqft Gross Area
1st Floor Area	1,867 sqft
Flooring	Hardwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1985
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,295 sqft (0.42 acres)
Garage Type	Carport
Garage Area	436 sqft
Carport	Carport
Carport Area	436 sqft
Porch	Porch
Porch Area	49 sqft
Patio Area	734 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	423 KEMP DR
City	AUGUSTA
State	GA
Zip	30909-3713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	BERCKMAN HILLS (00200) 055-0
Legal Subdivision	BERCKMAN HILLS
Legal Lot Number	55
Jurisdiction	RICHMOND GA
Township / Civil Division	AUGUSTA
Census Block Group	2
Census Block	2005
Census Tract	10201

Owner

423 Kemp Dr is owned and occupied by two individuals who bought it in September 2025.

Source: Augusta-Richmond County Consolidated Government records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	423 KEMP DR, AUGUSTA, GA 30909-3713
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2025	Warranty Deed, Transfer · Conventional Mortgage QUEENSBOROUGH NATIONAL BANK
Nov 18, 2020	Warranty Deed, Transfer · Conventional Mortgage AUGUSTA MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2025 · Amount on File
Deed Sale	Sep 2, 2025 · Amount on File
Prior Sale	Nov 16, 2020 · Amount on File
Deed Book / Page	1981 / 1918
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND GA
Recording Date	Sep 2, 2025
Property Address	423 KEMP DR, AUGUSTA, GA 30909-3713
Document Number	0019811918
Book / Page	1981 / 1918
Instrument Date	Aug 29, 2025
Transaction Type	Transfer
Record Updated	Oct 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2.71
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 KEMP DR, AUGUSTA, GA 30909-3713

Mortgage

Document Number	2025028484
Date	Sep 2, 2025
Instrument	2025028484

Lender

Name	QUEENSBOROUGH NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	352 Months
Due	Jan 1, 2055

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND GA
Recording Date	Nov 18, 2020
Property Address	423 KEMP DR, AUGUSTA, GA 30909-3713
Document Number	0017520197
Book / Page	001752 / 000197
Instrument Date	Nov 16, 2020
Transaction Type	Transfer
Record Updated	Dec 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 KEMP DR AUGUSTA GA 309093713, AUGUSTA, GA 30909-3713

Mortgage

Document Number	17520200
Date	Nov 18, 2020
Book Page	001752/000200

Lender

Name	AUGUSTA MTG
Type	Mortgage Company
Address	AUGUSTA, GA 30917-1046

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 17, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 423 Kemp Dr was $3,475, up 42% from the year before.

Source: Augusta-Richmond County Consolidated Government assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Georgia
County / Consolidated City	Augusta-Richmond County Consolidated Government
Unified School District	Richmond County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,475.00 (+41.95%)
2025	$2,448.00	$78,640 Land $15,200 Building $63,440	$196,600 Land $38,000 Building $158,600
2023	$1,647.00 (-27.03%) Homeowner's exemption	$72,444 (+1.34%) Land $15,200 Building $57,244	$181,110 (+1.34%) Land $38,000 Building $143,110
2022	$2,257.00	$71,486 Land $15,200 Building $56,286	$178,715 Land $38,000 Building $140,715

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 423 Kemp Dr in Zone X, an area of minimal flood risk, though there have been 34 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective December 19, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	34 (1990–2024)
Claims Outside the SFHA	9 of 34
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 6 claims Severe Storms & Flooding, Oct 1990 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 423 Kemp Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.8% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUGUSTA-RICHMOND CO WS serves 204,000 people · EPA ID GA2450000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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