423 Jackson St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 423 Jackson St, Saint Charles, MO 63301

Property Summary

Property TypeCommercial
Details2,910 sqft · built 1900
Lot Size0.136 acres (5,940 sqft)
Owner2 Individual Names on Record
Last Sale$310,000 (Jan 2025)
Tax Bill$5,385 (2025)
Flood ZoneZone X (minimal risk)
APN012000A000

Property Details

APN / Parcel Number

Primary APN012000A000
Alternative APN
  • 6-009D-B131-00-0004.0000000

Interior

Stories1 Story
Building Area2,910 sqft Gross Area
1st Floor Area1,926 sqft
Basement Area984 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleMulti-Level
Exterior MaterialBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,940 sqft (0.136 acres)
Lot Dimensions135 ft deep x 44 ft wide
TerrainRolling
PorchOpen Porch
Porch Area250 sqft
Patio Area225 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number012000A000
Street Address423 JACKSON ST
CitySAINT CHARLES
StateMO
Zip63301-3467
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeAF2
Legal DescriptionPT CITY BLK 131
Legal SubdivisionFLAIR FOREST 04
Legal Block131
Legal Lot Number4
JurisdictionST CHARLES MO
Township / Civil DivisionLINDENWOOD
Census Block Group2
Census Block2011
Census Tract310502

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address857 BROCKWELL DR, O FALLON, MO 63368-8374
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 24, 2025 · Amount on Record
Deed SaleJan 24, 2025 · Amount on Record
Prior SaleJul 26, 2016 · Amount on Record
Deed Document Number20253162
Prior Transfer DateMay 1, 2014
Prior Transfer Doc0061821265
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$79,919 (-)$249,745 (-) Land $65,340 Building $184,405
2025$5,385.00$79,919 (+14.18%)$249,745 (+14.18%) Land $65,340 Building $184,405
2023$69,991
2022$218,723 Land $65,340 Building $153,383

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims22 (1979–2022)
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2022 · 6 claims
  • Severe Storms & Flooding, Aug 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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