423 Harbour View Dr, Chesnee, SC 29323 Property Records

Spartanburg County property record for 423 Harbour View Dr, Chesnee, SC 29323

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,974 sqft · built 2023
Lot Size	0.66 acres (28,750 sqft)
Owner	Individual Name on File
Last Sale	$84,500 (May 2020)
Tax Bill	$3,613 (2025)
Deeds & Mortgages	Feb 2022 Construction Loan May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-2500-11500`

Property Details

APN / Parcel Number

Primary APN	`2-2500-11500`
Alternative APN	`29737`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,974 sqft Living Area
Gross Area	4,930 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Architectural Style	Other
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	28,750 sqft (0.66 acres)
Lot Dimensions	296 ft deep x 100 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	29737
Street Address	423 HARBOUR VIEW DR
City	CHESNEE
State	SC
Zip	29323-8039
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 38 NORTH HARBOUR SUB SEC 2 PB 148-352
Legal Subdivision	NORTH HARBOUR SUB
Legal Lot Number	38
Jurisdiction	SPARTANBURG SC
Township / Civil Division	CHESNEE
Census Block Group	1
Census Block	1065
Census Tract	22304

Owner

423 Harbour View Dr is owned by an individual who bought it in May 2020.

Source: Spartanburg County records, as of November 24, 2025

Owner of Record	Individual Name on File
Mailing Address	607 PALLAS DR, BOILING SPRINGS, SC 29316-5474
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2022	Deed of Trust, Mortgage · Construction Mortgage AMERIS BANK
May 28, 2020	Warranty Deed, Transfer · Conventional with PMI FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2020 · Amount on File
Deed Sale	May 28, 2020 · Amount on File
Prior Sale	Jan 25, 2008 · Amount on File
Deed Document Number	2020-21963
Deed Book / Page	127-Z / 646
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	423 HARBOUR VIEW DR, CHESNEE, SC 29323-8039
Transaction Type	Mortgage
Record Updated	Mar 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009936
Date	Feb 24, 2022
Book Page	6325/325
Instrument	2022-09936

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	372 Months
Due	Feb 1, 2053

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPARTANBURG SC
Recording Date	May 28, 2020
Property Address	423 HARBOUR VIEW DR, CHESNEE, SC 29323-8039
Document Number	0000021963
Book / Page	00127Z / 000646
Instrument Date	May 26, 2020
Instrument	21963
Transaction Type	Transfer
Record Updated	Jul 27, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$313.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 FAIRWAY DR FOREST CITY NC 280437752, FOREST CITY, NC 28043-7752

Mortgage

Document Number	21964
Date	May 28, 2020
Book Page	005820/000039
Instrument	21964

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	SPARTANBURG, SC 29305-4389

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	May 27, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 423 Harbour View Dr was $3,613, up 0.3% from the year before.

Source: Spartanburg County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Spartanburg County
Unified School District	Spartanburg School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,613.00 (+0.28%)	$35,573 Land $6,521 Building $29,052	$640,700 Land $156,500 Building $484,200
2024	$3,603.00 (+52.28%)
2023	$2,366.00	$6,521 Land $6,521	$156,500 Land $156,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 423 Harbour View Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 423 Harbour View Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LCF WATER DISTRICT serves 18,152 people · EPA ID SC4220010
Water Source	Purchased surface water from SPARTANBURG WATER SYSTEM
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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