423 Hancock St, Sandusky, OH 44870 Property Records

Erie County property record for 423 Hancock St, Sandusky, OH 44870

Property Summary

Property Type	Duplex
Details	4 ba · 3,409 sqft · built 1940
Lot Size	0.214 acres (9,322 sqft)
Owner	Individual Name on Record
Last Sale	$249,000 (Jun 2026)
Tax Bill	$2,885 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Apr 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`56-00952-000`

Property Details

APN / Parcel Number

Primary APN	`56-00952-000`
Alternative APN	`003008-6`

Interior

Full Baths	4 Baths
Total Rooms	15 Rooms
Stories	2 Stories
Building Area	3,409 sqft Total Area
1st Floor Area	1,907 sqft
Upper Floors Area	1,502 sqft
Attic	Attic
Attic Area	1,502 sqft
Basement Area	1,598 sqft
Unfinished Basement	1,598 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Duplex Single
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	9,322 sqft (0.214 acres)
Lot Dimensions	126 ft deep x 74 ft wide
Garage Type	Detached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	549 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Account Number	003008-6
Street Address	423 HANCOCK ST
City	SANDUSKY
State	OH
Zip	44870-2917
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	8 HURON AVE E 2/3 EX N PT 19 HANCOCK 25'N SIDE OF E 2/3
Legal Subdivision	HANOCK STREET
Jurisdiction	ERIE OH
Township / Civil Division	SANDUSKY
Census Block Group	1
Census Block	1006
Census Tract	40801

Owner

Source: Erie County records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	423 HANCOCK ST, SANDUSKY, OH 44870-2917
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Warranty Deed, Transfer · Conventional Mortgage MAINSTREET BANK
Apr 13, 2022	Deed of Trust, Mortgage · Commercial Mortgage UNITAS FUNDING LLC
Sep 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage CIVISTA BANK
Oct 17, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Jun 7, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 20, 2019	Grant Deed, Foreclosure FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2026 · Amount on Record
Deed Sale	Jun 30, 2026 · Amount on Record
Prior Sale	Mar 20, 2019 · Amount on Record
Deed Document Number	20265412
Prior Transfer Date	Jun 7, 2019
Prior Transfer Doc	0000004425
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE OH
Recording Date	Jun 30, 2026
Property Address	423 HANCOCK ST, SANDUSKY, OH 44870-2917
Document Number	0000005412
Instrument Date	Jun 29, 2026
Instrument	20265412
Transaction Type	Transfer
Record Updated	Jul 9, 2026
Title Company	INFINITY HM TITLE, INFINITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$75,447.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 HANCOCK ST, SANDUSKY, OH 44870-2917

Mortgage

Document Number	0000005413,
Date	Jun 30, 2026
Instrument	20265413

Lender

Name	MAINSTREET BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Property Address	423 HANCOCK ST, SANDUSKY, OH 44870-2917
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003611
Date	Apr 13, 2022
Instrument	202203611

Lender

Name	UNITAS FUNDING LLC
Address	CRANFORD, NJ 07016

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Property Address	423 HANCOCK ST, SANDUSKY, OH 44870-2917
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007766
Date	Sep 23, 2019
Instrument	201907766

Lender

Name	CIVISTA BANK
Type	Bank
Address	SANDUSKY, OH 44870

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2034

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE OH
Recording Date	Oct 17, 2019
Property Address	423 HANCOCK ST, SANDUSKY, OH 44870-2917
Document Number	0000008591
Instrument Date	Oct 16, 2019
Instrument	8591
Transaction Type	Transfer
Record Updated	Oct 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2316 QUAIL HOLLOW LN SANDUSKY OH 448706083, SANDUSKY, OH 44870-6083

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ERIE OH
Recording Date	Jun 7, 2019
Property Address	423 HANCOCK ST, SANDUSKY, OH 44870-2917
Document Number	0000004425
Instrument Date	Jun 7, 2019
Instrument	4425
Transaction Type	Transfer
Record Updated	Jul 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2316 QUAIL HOLLOW LN SANDUSKY OH 448706083, SANDUSKY, OH 44870-6083

March 2019: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	ERIE OH
Recording Date	Mar 20, 2019
Property Address	423 HANCOCK ST, SANDUSKY, OH 44870-2917
Document Number	0000001900
Instrument Date	Mar 20, 2019
Instrument	1900
Transaction Type	Foreclosure
Record Updated	Apr 17, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Tax	$320.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1515 CEDAR POINT DR SANDUSKY OH 448705264, SANDUSKY, OH 44870-5264

Tax Assessment & Valuation

Source: Erie County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Erie County
Municipality	Sandusky City
Unified School District	Sandusky City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,885.00	$73,972 (-) Land $8,956 Building $65,016
2024	$2,885.00 (+22.45%)	$73,972 (+60.17%) Land $8,956 Building $65,016	$211,350 (+60.17%) Land $25,590 Building $185,760
2023	$2,356.00 (-10.83%)	$46,182 (-) Land $7,070 Building $39,112
2022	$2,642.00	$46,182 Land $7,070 Building $39,112
2021			$131,950 Land $20,200 Building $111,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDUSKY CITY serves 25,793 people · EPA ID OH2201411
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable	10,000 / 10,000
Omni Fiber Fiber	10,000 / 10,000
AT&T Fixed Wireless	100 / 20

May also be available: Amplex Wireless, T-Mobile, Verizon, Watch TV.

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