423 Hamilton Rd, Satsuma, FL 32189 Property Records

Putnam County property record for 423 Hamilton Rd, Satsuma, FL 32189

Property Summary

Property Type	Single Family Home
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on Record
Last Sale	$28,000 (Aug 2023)
Tax Bill	$685 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Aug 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`39-11-26-8461-0010-0050`

Property Details

APN / Parcel Number

Primary APN	`39-11-26-8461-0010-0050`
Alternative APN	`61285`

Exterior

Lot Area	21,344 sqft (0.49 acres)
Lot Dimensions	283 ft deep x 75 ft wide

Location & Zoning

Account Number	61285
Street Address	423 HAMILTON RD
City	SATSUMA
State	FL
Zip	32189-3017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SARATOGA HARBOR ESTS MB4 P161, BLK A LOT 5 (MAP SHEET 21/39L)
Legal Range	26E
Legal Township	11S
Legal Section	39
Legal Subdivision	SARATOGA HARBOR ESTATES
Legal Block	1
Legal Lot Number	5
Jurisdiction	PUTNAM FL
Township / Civil Division	CRESCENT CITY
Census Block Group	3
Census Block	3065
Census Tract	951200

Owner

Source: Putnam County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21 COMET CT, PALM COAST, FL 32137-9026
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Aug 23, 2023	Warranty Deed, Transfer LAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2023 · Amount on Record
Deed Sale	Aug 23, 2023 · Amount on Record
Prior Sale	Jun 25, 2001 · Amount on Record
Deed Document Number	202318754
Deed Book / Page	1722 / 795
Prior Transfer Date	Sep 17, 2014
Prior Transfer Doc	0013890452
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM FL
Property Address	423 HAMILTON RD, SATSUMA, FL 32189-3017
Transaction Type	Mortgage
Record Updated	Nov 5, 2025
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018361049
Date	Oct 17, 2025
Book Page	1836/1049
Instrument	202554029172

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Aug 23, 2023
Property Address	423 HAMILTON RD, SATSUMA, FL 32189-3017
Document Number	0017220795
Book / Page	1722 / 795
Map Reference	MB 4 PG 161
Instrument Date	Aug 21, 2023
Instrument	202354018754
Transaction Type	Transfer
Record Updated	Sep 15, 2023
Title Company	LAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC

Transaction

Amount	Amount Recorded
Tax	$196.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7549 TOURMALINE DR, GRANT VALKARIA, FL 32949-8241

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 COMET CT, PALM COAST, FL 32137-9026

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$685.00 (+51.55%)	$22,140 (-20.01%) Land $22,140	$22,140 (-20.01%) Land $22,140
2023	$452.00 (+1.8%)	$27,680 (-)	$27,680 (-) Land $27,680
2022	$444.00	$27,680	$27,680 Land $27,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SARATOGA HARBOR public/private · serves 111 people · EPA ID FL2541008
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

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