Kendall County property record for 423 Hackney Ln, Oswego, IL 60543 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2001 |
| Square Footage | 2,538 sqft Living Area |
| Lot Size | 10,792 sqft (0.248 acres) |
| Garage | Attached, 629 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $411,000 (2022) |
| Primary APN | 03-29-280-003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,538 sqft Living Area |
| Gross Area | 3,167 sqft Gross Area |
| 1st Floor | 2,538 sqft 1st Floor |
| Basement Area | 887 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Bi-Level Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | No Foundation Foundation |
| Roof Material | Asphalt Roof |
| Lot Area | 10,792 sqft (0.248 acres) |
| Depth X Width | 138 ft x 67 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 629 sqft Garage |
| Cooling System | Central Cooling |
|---|
| Street Address | 423 HACKNEY LN |
|---|---|
| City | OSWEGO |
| State | IL |
| Zip | 60543-8285 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 96 MORGAN CROSSING PHASE TWO VILLAGE OF OSWEGO |
| Legal Subdivision | MORGAN CROSSING PHASE TWO |
| Legal Lot Number | 96 |
| Jurisdiction | KENDALL IL |
| Minor Civil Division | OSWEGO |
| Census Blockgroup | 3 |
| Census Block | 3016 |
| Census Tract | 890108 |
Source: Kendall County records · APN 03-29-280-003
Assessment roll updated May 27, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 423 HACKNEY LN, OSWEGO, IL 60543-8285 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 16, 2026 | Deed of Trust, Mortgage · Veterans Administration Mortgage LOANDEPOT.COM LLC |
| Oct 13, 2022 | Warranty Deed, Transfer · Veterans Administration Mortgage LOANDEPOT.COM LLC |
| Feb 04, 2020 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 13, 2022 · Amount on Record |
| Deed Sale | Oct 13, 2022 · Amount on Record |
| Prior Sale | May 14, 2003 · Amount on Record |
| Deed Doc Number | 202216714 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Apr 16, 2026 |
| Property Address | 423 HACKNEY LN, OSWEGO, IL 60543-8285 |
| Document Number | 0000005320 |
| Instrument Date | Apr 09, 2026 |
| Instrument | 20265320 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | 298 |
| Address | 423 HACKNEY LN, OSWEGO, IL 60543-8285 |
| Document Number | 0000005320, |
|---|---|
| Date | Apr 16, 2026 |
| Instrument | 20265320 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Oct 13, 2022 |
| Property Address | 423 HACKNEY LN, OSWEGO, IL 60543-8285 |
| Document Number | 0000016714 |
| Map Reference | DOC 9808169 |
| Instrument Date | Oct 07, 2022 |
| Instrument | 202200016714 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2022 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $411.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 423 HACKNEY LN, OSWEGO, IL 60543-8285 |
| Document Number | 0000016715 |
|---|---|
| Date | Oct 13, 2022 |
| Instrument | 202200016715 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 423 HACKNEY LN, OSWEGO, IL 60543-8285 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001746 |
|---|---|
| Date | Feb 04, 2020 |
| Instrument | 202000001746 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 09, 2050 |
Source: Kendall County records · Assessment roll updated May 27, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Municipality | Oswego Village |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $150,946 (+14%) Land $32,419 Building $118,527 | $452,838 (+14%) Land $97,257 Building $355,581 |
| 2024 | $132,409 (+19.9%) Land $28,438 Building $103,971 | $397,227 (+19.9%) Land $85,314 Building $311,913 |
| 2022 | $110,433 Land $23,718 Building $86,715 | $331,299 Land $71,154 Building $260,145 |
Source: FEMA National Flood Hazard Layer, Kendall County (17093C), updated September 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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