423 Garvins Ln, Wheeling, WV 26003 Property Records

Marshall County property record for 423 Garvins Ln, Wheeling, WV 26003

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,281 sqft · built 1980
Lot Size	0.439 acres (19,166 sqft)
Owner	2 Individual Names on File
Last Sale	$161,500 (Jul 2016)
Tax Bill	$844 (2025)
Deeds & Mortgages	Apr 2020 Line of Credit Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-4-0021.0002`

Property Details

APN / Parcel Number

Primary APN	`13-4-0021.0002`
Alternative APN	`25-13-4-0021.0002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,281 sqft Living Area
1st Floor Area	1,531 sqft
Basement Area	750 sqft
Finished Basement	750 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	19,166 sqft (0.439 acres)
Terrain	Above Road/Slope

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	423 GARVINS LN
City	WHEELING
State	WV
Zip	26003-1296
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.443 A RAVENSCRAFT RD LESS O&G
Jurisdiction	MARSHALL WV
Township / Civil Division	1
Census Block Group	2
Census Block	2014
Census Tract	21300

Owner

423 Garvins Ln is owned and occupied by two individuals who bought it in July 2016.

Source: Marshall County records, as of November 21, 2025

Owner of Record	2 Individual Names on File
Mailing Address	423 GARVINS LN, WHEELING, WV 26003-1296
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2020	Deed of Trust, Mortgage · Line of Credit MAIN STREET BK
Feb 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage MAIN STREET BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2016 · Amount on File
Deed Sale	Jul 28, 2016 · Amount on File
Deed Document Number	1410928
Deed Book / Page	0899 / 0033
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL WV
Property Address	423 GARVINS LN, WHEELING, WV 26003-1296
Document Number	0001466677
Instrument Date	Apr 22, 2020
Transaction Type	Mortgage
Record Updated	May 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	423 GARVINS LN WHEELING WV 260031296, WHEELING, WV 26003-1296

Mortgage

Document Number	0001466677
Date	Apr 30, 2020
Book Page	001059/000137
Instrument	1466677

Lender

Name	MAIN STREET BK
Type	Bank
Address	WHEELING, WV 26003

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 29, 2040

Interest

Rate Type	Adjustable Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL WV
Property Address	423 GARVINS LN, WHEELING, WV 26003-1296
Document Number	0001464457
Instrument Date	Feb 5, 2020
Transaction Type	Mortgage
Record Updated	Feb 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 GARVINS LN WHEELING WV 260031296, WHEELING, WV 26003-1296

Mortgage

Document Number	0001464457
Date	Feb 13, 2020
Book Page	001055/000596
Instrument	1464457

Lender

Name	MAIN STREET BK
Type	Bank
Address	WHEELING, WV 26003

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 12, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 423 Garvins Ln was $844 with a homeowner's exemption.

Source: Marshall County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Marshall County
Unified School District	Marshall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$844.00 Homeowner's exemption	$105,120 Land $23,520 Building $81,600	$175,200 Land $39,200 Building $136,000
2023	$838.00 (-20.87%) Homeowner's exemption	$103,140 (-1.04%) Land $23,520 Building $79,620	$171,900 (-1.04%) Land $39,200 Building $132,700
2022	$1,059.00	$104,220 Land $23,520 Building $80,700	$173,700 Land $39,200 Building $134,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 423 Garvins Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1980–2004)
Most Recent Claim	Sep 2004 · Severe Storms, Flooding, And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 423 Garvins Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARSHALL COUNTY PSD 1 serves 3,463 people · EPA ID WV3302606
Water Source	Purchased groundwater from MCMECHEN MUNICIPAL WATER
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Sep 2019
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	4,000 / 4,000
Xfinity Cable	2,000 / 250

May also be available: Smart Way Communications, Verizon.

Nearby Properties on Garvins Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures