Story County property record for 423 Garden Rd, Ames, IA 50010 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1962 |
| Square Footage | 1,391 sqft Living Area |
| Lot Size | 23,705 sqft (0.544 acres) |
| Garage | Detached, 816 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $3,164.00 (2025) |
Source: Story County records · APN 09-23-205-105
Assessment roll updated September 30, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 423 GARDEN RD, AMES, IA 50010-8521 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 31, 2023 | Deed of Trust, Mortgage · Stand Alone Second Mortgage RIVER VALLEY CU |
| Jul 18, 2018 | Deed of Trust, Mortgage RIVER VALLEY CU |
| Oct 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage RIVER VALLEY FCU |
| May 03, 2019 | Deed of Trust, Mortgage · Stand Alone Refinance RIVER VALLEY CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 423 GARDEN RD, AMES, IA 50010-8521 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0202307740 |
|---|---|
| Date | Oct 31, 2023 |
| Instrument | 2023-07740 |
| Name | RIVER VALLEY CU |
|---|---|
| Type | Credit Union |
| Address | AMES, IA 50010 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Nov 02, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 423 GARDEN RD, AMES, IA 50010-8521 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0201806469 |
|---|---|
| Date | Jul 18, 2018 |
| Instrument | 2018-06469 |
| Name | RIVER VALLEY CU |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 114 Months |
| Due | Jan 01, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 423 GARDEN RD, AMES, IA 50010-8521 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0202012720 |
|---|---|
| Date | Oct 26, 2020 |
| Instrument | 2020-12720 |
| Name | RIVER VALLEY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 02, 2030 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 423 GARDEN RD, AMES, IA 50010-8521 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0201903309 |
|---|---|
| Date | May 03, 2019 |
| Instrument | 2019-03309 |
| Name | RIVER VALLEY CU |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jun 01, 2029 |
Source: Story County records · Assessment roll updated September 30, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Ames City |
| County | Story County |
| Unified School District | Ames Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,164.00 Homeowner's exemption | $282,900 (+23.92%) Land $73,200 Building $209,700 | $282,900 (+23.92%) Land $73,200 Building $209,700 |
| 2024 | $3,164.00 (+2.06%) | ||
| 2023 | $228,300 Land $48,300 Building $180,000 | $228,300 Land $48,300 Building $180,000 | |
| 2022 | $3,100.00 |
Source: FEMA National Flood Hazard Layer, Story County (19169C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 09-23-205-105 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,391 sqft Living Area |
| 1st Floor | 1,105 sqft 1st Floor |
| Basement Area | 1,105 sqft Basement |
| Finished Basement | 669 sqft Finished |
| Unfinished Basement | 436 sqft Unfinished |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 23,705 sqft (0.544 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 816 sqft Garage |
| Shed | 1 Shed |
| Deck Area | 220 sqft Deck |
| Patio Area | 225 sqft Patio |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 423 GARDEN RD |
|---|---|
| City | AMES |
| State | IA |
| Zip | 50010-8521 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TEAGARDEN TRUST SD E124.7' LOT 9 EX N12' |
| Legal Range | 24W |
| Legal Township | 83N |
| Legal Section | 23 |
| Legal Subdivision | TEAGARDEN TRUST SD |
| Legal Lot Number | 9 |
| Jurisdiction | STORY IA |
| Minor Civil Division | WASHINGTON |
| Census Blockgroup | 3 |
| Census Block | 3013 |
| Census Tract | 1302 |
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