423 Fair St, Sycamore, IL 60178 Property Records

DeKalb County property record for 423 Fair St, Sycamore, IL 60178

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,600 sqft · built 1880
Lot Size	0.212 acres (9,225 sqft)
Owner	Individual Name on Record
Last Sale	$306,666 (Sep 2024)
Tax Bill	$5,826 (2024)
Deeds & Mortgages	May 2026 Mortgage Mar 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-32-303-004`

Property Details

APN / Parcel Number

Primary APN	`06-32-303-004`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	1 Room
Stories	2 Stories
Building Area	1,600 sqft Living Area
1st Floor Area	1,600 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	9,225 sqft (0.212 acres)
Lot Dimensions	150 ft deep x 61.5 ft wide

Exterior Amenities

Porch	Open Frame Porch
Deck Area	142 sqft
Shed	1 Shed
Shed Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	0632303004
Street Address	423 FAIR ST
City	SYCAMORE
State	IL
Zip	60178-1615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 - BLK 2 - INGMANSONS ADDITION
Legal Subdivision	INGMANSONS ADDITION
Legal Block	2
Legal Lot Number	4
Jurisdiction	DE KALB IL
Township / Civil Division	SYCAMORE
Census Block Group	2
Census Block	2032
Census Tract	500

Owner

Source: DeKalb County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3616 HOFFMAN ST, PLANO, IL 60545-1897
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Mar 19, 2021	Warranty Deed, Transfer · FHA Mortgage MID-AMERICAN MORTGAGE INC
May 1, 2018	Warranty Deed, Transfer · Conventional with PMI KEY MTG SVCS
Jan 4, 2018	Warranty Deed, Transfer CHICAGO TITLE COMPANY
Nov 15, 2017	Deed in Lieu of Foreclosure, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2024 · Amount on Record
Deed Sale	Sep 4, 2024 · Amount on Record
Prior Sale	Mar 19, 2021 · Amount on Record
Deed Document Number	20246336
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Recording Date	May 29, 2026
Property Address	423 FAIR ST, SYCAMORE, IL 60178-1615
Document Number	0000004493
Instrument Date	May 19, 2026
Instrument	20264493
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 FAIR ST, SYCAMORE, IL 60178-1615

Mortgage

Document Number	0000004493,
Date	May 29, 2026
Instrument	20264493

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.33%
Initial Type	Fixed Rate
Max Rate	-1%

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Mar 19, 2021
Property Address	423 FAIR ST, SYCAMORE, IL 60178-1615
Document Number	0000003565
Map Reference	MB C PG 18
Instrument Date	Mar 12, 2021
Instrument	2021003565
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$304.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	423 FAIR ST, SYCAMORE, IL 60178-1615

Mortgage

Document Number	0000003566
Date	Mar 19, 2021
Instrument	2021003566

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	May 1, 2018
Property Address	423 FAIR ST, SYCAMORE, IL 60178-1615
Document Number	0000003975
Instrument Date	Apr 17, 2018
Instrument	3975
Transaction Type	Transfer
Record Updated	May 15, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	845 SHEPHERD LN ELBURN IL 601197125, ELBURN, IL 60119-7125

Mortgage

Document Number	3976
Date	May 1, 2018
Instrument	3976

Lender

Name	KEY MTG SVCS
Type	Mortgage Company
Address	SCHAUMBURG, IL 60173

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2048

Interest

Rate Type	Fixed Rate
Rate	4.5%

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Jan 4, 2018
Property Address	423 FAIR ST, SYCAMORE, IL 60178-1615
Document Number	0000000162
Instrument Date	Dec 8, 2017
Instrument	162
Transaction Type	Transfer
Record Updated	Jan 24, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$91.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1228 SOMONAUK ST SYCAMORE IL 601782523, SYCAMORE, IL 60178-2523

November 2017: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	DE KALB IL
Recording Date	Nov 15, 2017
Property Address	423 FAIR ST, SYCAMORE, IL 60178-1615
Document Number	0000011402
Instrument Date	Oct 26, 2017
Instrument	11402
Transaction Type	Foreclosure
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8950 CYPRESS WATERS BLVD COPPELL TX 750194620, COPPELL, TX 75019-4620
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Sycamore Township
Municipality	Sycamore City
Unified School District	Sycamore Community Unit School District 427 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$80,921 (+16.47%) Land $14,890 Building $66,031	$242,763 (+16.47%) Land $44,670 Building $198,093
2024	$5,826.00
2023		$69,476 Land $12,784 Building $56,692	$208,428 Land $38,352 Building $170,076

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1999–2021)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SYCAMORE serves 18,500 people · EPA ID IL0370550
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Nearby Properties on Fair St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures