423 Elberta Ave, Salisbury, MD 21801 Property Records

Wicomico County property record for 423 Elberta Ave, Salisbury, MD 21801

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,760 sqft · built 1968
Lot Size	0.246 acres (10,720 sqft)
Owner	Individual Name on File
Last Sale	$177,500 (Aug 2004)
Tax Bill	$1,617 (2025)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-004838`

Property Details

APN / Parcel Number

Primary APN	`13-004838`
Alternative APN	`004838`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,760 sqft Total Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,720 sqft (0.246 acres)
Lot Dimensions	134 ft deep x 80 ft wide
Porch	Slab
Porch Area	128 sqft
Patio Area	158 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	004838
Street Address	423 ELBERTA AVE
City	SALISBURY
State	MD
Zip	21801-6847
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	BL-E L-3 10,720SQ FT 423 ELBERTA AVE DRUID HILL PLAT
Legal Subdivision	DRUID HILL PARK
Legal Block	E
Legal Lot Number	3
Jurisdiction	WICOMICO MD
Township / Civil Division	13, CAMDEN
Census Block Group	2
Census Block	2014
Census Tract	10400

Owner

Source: Wicomico County records · APN 13-004838

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	423 ELBERTA AVE, SALISBURY, MD 21801-6847
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 18, 2004 · Amount on Record
Deed Sale	Aug 18, 2004 · Amount on Record
Prior Sale	Apr 09, 1986 · Amount on Record
Deed Document Number	200442412
Deed Book / Page	2275 / 691
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	423 ELBERTA AVE, SALISBURY, MD 21801-6847
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049130451
Date	Aug 06, 2021
Book Page	4913/451

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 01, 2041

Tax Assessment & Valuation

Source: Wicomico County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$194,133 (+25.73%)	$211,300 (+32.23%) Land $41,100 Building $170,200
2025	$1,617.00 (+5%)
2023	$1,540.00	$154,400	$159,800 Land $41,100 Building $118,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wicomico County (24045C), as of April 28, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240450104002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	4 (2012–2017)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jul 2017 · other causes

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Shenandoah Telecommunications Company Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 319 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MD0220004, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF SALISBURY serves 30,343 people
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.