423 Edgewater Way, Surf City (Holly Ridge), NC 28445 Property Records

Pender County property record for 423 Edgewater Way, Surf City, NC 28445

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,520 sqft · built 2022
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$490,000 (Jan 2023)
Tax Bill	$2,969 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4235-57-4703-0000`

Property Details

APN / Parcel Number

Primary APN	`4235-57-4703-0000`
Alternative APN	`000052399`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,520 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	000052399
Street Address	423 EDGEWATER WAY
City	SURF CITY
State	NC
Zip	28445-1603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 214R PB 69/85 WATERSIDE PH 3 SEC 1
Legal Subdivision	WATERSIDE
Legal Phase	3
Legal Lot Number	214R
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2027
Census Tract	920105

Owner

Source: Pender County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	423 EDGEWATER WAY, SURF CITY, NC 28445-1603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2023 · Amount on Record
Deed Sale	Jan 10, 2023 · Amount on Record
Deed Document Number	0024434804
Deed Book / Page	2443 / 4804
Record Updated	Jun 8, 2026

January 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Jan 10, 2023
Property Address	423 EDGEWATER WAY, SURF CITY, NC 28445-1603
Document Number	0048042443
Book / Page	4804 / 2443
Map Reference	MB 69 PG 85-88
Instrument Date	Jan 10, 2023
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$980.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6752 PARKER FARM DR # 210, 210, WILMINGTON, NC 28405-3175

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 EDGEWATER WAY, HOLLY RIDGE, NC 28445-1603

Mortgage

Document Number	0048042445
Date	Jan 10, 2023
Instrument	4804-2445

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Municipality	Surf City Town
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,969.00 (+667.18%)	$718,128 (+100.76%) Land $77,250 Building $640,878	$718,128 (+100.76%) Land $77,250 Building $640,878
2023		$357,711 (+581.35%) Land $52,500 Building $305,211	$357,711 (+581.35%) Land $52,500 Building $305,211
2022	$387.00	$52,500 Land $52,500	$52,500 Land $52,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 127 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	127 in force
Nearby Flood Claims	10 (1996–2018)
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

Nearby Properties on Edgewater Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures