423 E Main St, Frisco, CO 80443 Property Records

Summit County property record for 423 E Main St, Frisco, CO 80443

Property Summary

Property Type	Commercial Condominium
Details	2,079 sqft · built 2003
Owner	Trust Name on File
Last Sale	$1,150,000 (Nov 2020)
Tax Bill	$18,035 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Nov 2020 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2097-3523-40-001`

Property Details

APN / Parcel Number

Primary APN	`2097-3523-40-001`
Alternative APN	`6516429`

Interior

Stories	1 Story
Building Area	2,079 sqft Gross Area
1st Floor Area	2,079 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
View / Lot	Average

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	423 E MAIN ST, C1
City	FRISCO
State	CO
Zip	80443
Property Category	Commercial
Property Type	Commercial > Retail > Commercial Condominium
Local Zoning Code	CC
Legal Description	UNIT C1 FIFTH AND MAIN CONDO
Legal Subdivision	FIFTH AND MAIN CONDO
Legal Lot Number	C1
Jurisdiction	SUMMIT CO
Township / Civil Division	BRECKENRIDGE
Census Block Group	2
Census Block	2024
Census Tract	301

Owner

423 E Main St is held in a trust since November 2020.

Source: Summit County records, as of June 16, 2026

Owner of Record	Trust Name on File
Mailing Address	PO BOX 4046, BRECKENRIDGE, CO 80424-4046
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2017	Deed of Trust, Mortgage · Commercial Mortgage ALPINE BANK
Nov 24, 2020	Warranty Deed, Transfer · Line of Credit ALPINE BANK
Jul 24, 2015	Warranty Deed, Transfer · Commercial Mortgage BANK OF THE WEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2020 · Amount on File
Deed Sale	Nov 24, 2020 · Amount on File
Prior Sale	Jul 24, 2015 · Amount on File
Deed Document Number	20201242619
Record Updated	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	423 E MAIN ST, FRISCO, CO 80443
Transaction Type	Mortgage
Record Updated	Feb 26, 2021
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1146814
Date	Jul 25, 2017
Instrument	1146814

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 21, 2027

Interest

Rate Type	Adjustable Rate

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMMIT CO
Recording Date	Nov 24, 2020
Property Address	423 E MAIN ST, FRISCO, CO 80443
Document Number	0001242619
Map Reference	DOC 1086118
Instrument Date	Nov 12, 2020
Instrument	1242619
Transaction Type	Transfer
Record Updated	Mar 21, 2022
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	423 MAIN STC, 423, FRISCO, CO 80443

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	PO BOX 4046, BRECKENRIDGE, CO 80424-4046

Mortgage

Document Number	0001242620
Date	Nov 24, 2020
Instrument	1242620

Lender

Name	ALPINE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMMIT CO
Recording Date	Jul 24, 2015
Property Address	423 E MAIN ST, FRISCO, CO 80443-5498
Document Number	0001087254
Map Reference	DOC1086119
Instrument Date	Jul 16, 2015
Instrument	1087254
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,080.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4963, FRISCO, CO 80443-4963

Mortgage

Document Number	0001087256
Date	Jul 24, 2015
Instrument	1087256

Lender

Name	BANK OF THE WEST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	302 Months
Due	Sep 5, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 423 E Main St was $18,035, up 5.2% from the year before.

Source: Summit County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Summit County
Municipality	Frisco Town
Unified School District	Summit School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,035.00 (+5.2%)	$307,200 (-5.89%) Building $307,200	$1,228,800 Building $1,228,800
2024	$17,144.00 (-4.2%)	$326,430 (-)
2023	$17,895.00 (+33.67%)	$326,430 (+41.27%)	$1,170,000 (+46.84%) Building $1,170,000
2022	$13,387.00	$231,072	$796,800 Building $796,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 423 E Main St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	88 units insured incl. 63 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 423 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FRISCO serves 4,495 people · EPA ID CO0159055
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Aug 2021
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Main St

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