423 E Main St, Emmitsburg, MD 21727 Property Records

Frederick County property record for 423 E Main St, Emmitsburg, MD 21727

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,440 sqft · built 1920
Lot Size	0.099 acres (4,313 sqft)
Owner	Individual Name on File
Last Sale	$11,900 (Nov 2022)
Tax Bill	$279 (2025)
Deeds & Mortgages	Nov 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`05-183057`

Property Details

APN / Parcel Number

Primary APN	`05-183057`
Alternative APNs	`5183057` `183057`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,440 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	4,313 sqft (0.099 acres)
Lot Dimensions	230 ft deep x 20 ft wide
Garage Type	Detached
Garage Area	400 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	183057
Street Address	423 E MAIN ST
City	EMMITSBURG
State	MD
Zip	21727-9172
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 4,313 SQ FT 415 E MAIN ST EMMITSBURG
Legal Subdivision	EMMITSBURG
Legal Lot Number	4
Jurisdiction	FREDERICK MD
Township / Civil Division	5, EMMITSBURG
Census Block Group	4
Census Block	4010
Census Tract	766800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Emmitsburg Historic District (Additional Documentation) listed 1992 · 217 contributing resources · NRIS 92000076

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

423 E Main St is owned by an individual who bought it in November 2022.

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	425 E MAIN ST, EMMITSBURG, MD 21727-9172
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2022 · Amount on File
Deed Sale	Nov 22, 2022 · Amount on File
Deed Book / Page	16234 / 353
Record Updated	Sep 20, 2026

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 22, 2022
Property Address	423 E MAIN ST, EMMITSBURG, MD 21727-9172
Document Number	0162340353
Book / Page	16234 / 353
Instrument Date	Oct 31, 2022
Transaction Type	Transfer
Record Updated	Dec 6, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 N CALVERT ST, BALTIMORE, MD 21202-3601
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 423 E Main St was $279.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Emmitsburg Town
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$18,000 Land $18,000	$18,000 Land $18,000
2025	$279.00
2023	$265.00	$17,500 Land $17,500	$17,500 Land $17,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 423 E Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1996–2011)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 423 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF EMMITSBURG serves 2,921 people · EPA ID MD0100010
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250