423 E Gilpin Ave, Norfolk, VA 23503 Property Records

Norfolk City property record for 423 E Gilpin Ave, Norfolk, VA 23503

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,014 sqft · built 1949
Lot Size	0.211 acres (9,187 sqft)
Owner	Individual Name on File
Last Sale	$131,000 (Apr 2017)
Tax Bill	$3,720 (2026)
Deeds & Mortgages	May 2023 Second Mortgage Apr 2017 Sale & Mortgage + 1 more
APN	`09808500`

Property Details

APN / Parcel Number

Primary APN	`09808500`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,014 sqft Living Area
Interior Walls	Plaster

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,187 sqft (0.211 acres)
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	423 E GILPIN AVE
City	NORFOLK
State	VA
Zip	23503-3509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	2 BLK 1 STEPHEN DECATUR PK
Legal Subdivision	STEPHEN DECATUR PARK
Legal Block	1
Jurisdiction	NORFOLK CITY VA
Township / Civil Division	NORFOLK
Census Block Group	4
Census Block	4005
Census Tract	600

Owner

423 E Gilpin Ave is owned and occupied by an individual who bought it in April 2017.

Source: Norfolk City records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	423 E GILPIN AVE, NORFOLK, VA 23503-3509
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 16, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Apr 25, 2017	Warranty Deed, Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE LLC
Apr 25, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2017 · Amount on File
Deed Sale	Apr 25, 2017 · Amount on File
Deed Document Number	20178894
Prior Transfer Date	Mar 16, 2017
Prior Transfer Doc	0000008893
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	423 E GILPIN AVE, NORFOLK, VA 23503-3509
Transaction Type	Mortgage
Record Updated	Jun 7, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230008225
Date	May 16, 2023
Instrument	230008225

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Fixed Rate

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORFOLK CITY VA
Recording Date	Apr 25, 2017
Property Address	423 E GILPIN AVE, NORFOLK, VA 23503-3509
Document Number	170008894
Instrument Date	Mar 24, 2017
Instrument	170008894
Transaction Type	Transfer
Record Updated	Sep 10, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 E GILPIN AVE # E, E, NORFOLK, VA 23503-3509

Mortgage

Document Number	170008895
Date	Apr 25, 2017
Instrument	170008895

Lender

Name	PROSPERITY HOME MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Mortgage

Document Number	170008896
Date	Apr 25, 2017
Instrument	170008896

Lender

Name	PROSPERITY HOME MORTGAGE LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	2 Months
Due	Jun 1, 2017

Interest

Rate Type	Fixed Rate

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NORFOLK CITY VA
Recording Date	Apr 25, 2017
Property Address	423 E GILPIN AVE, NORFOLK, VA 23503-3509
Document Number	170008893
Instrument Date	Mar 16, 2017
Instrument	170008893
Transaction Type	Transfer
Record Updated	Sep 10, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 E GILPIN AVE, NORFOLK, VA 23503-3509

Tax Assessment & Valuation

The 2026 property tax bill for 423 E Gilpin Ave was $3,720, up 7.3% from the year before.

Source: Norfolk City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Norfolk City
Unified School District	Norfolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,720.00 (+7.3%)	$297,600 (+5.57%) Land $175,000 Building $122,600	$297,600 (+5.57%) Land $175,000 Building $122,600
2025	$3,467.00	$281,900 Land $159,300 Building $122,600	$281,900 Land $159,300 Building $122,600
2023	$3,262.00	$261,000 Land $159,300 Building $101,700	$261,000 Land $159,300 Building $101,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 423 E Gilpin Ave; there have been 2 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2009–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 423 E Gilpin Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 668 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Cox Communications.

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