Mesa County property record for 423 E Concord Dr, Fruita, CO 81521
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,104 sqft · built 1978 |
| Lot Size | 0.24 acres (10,433 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Nov 2011) |
| Tax Bill | $1,328 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2697-173-09-003 |
| Primary APN | 2697-173-09-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,104 sqft Living Area |
| Gross Area | 1,398 sqft |
| 1st Floor Area | 1,104 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,433 sqft (0.24 acres) |
| Garage Type | Attached |
| Garage Area | 294 sqft |
| Patio Area | 100 sqft |
| Shed | 1 Shed |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | R012420 |
|---|---|
| Street Address | 423 E CONCORD DR |
| City | FRUITA |
| State | CO |
| Zip | 81521-2926 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 BLK 3 HERITAGE MEADOWS FIL NO 1 A REPLAT OF FRUITA SOUTH FIL NO 1 SEC 17 1N 2W |
| Legal Range | 002 |
| Legal Township | 01N |
| Legal Section | 17 |
| Legal Subdivision | HERITAGE MEADOWS FIL NO 1 A REPLAT OF FR |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | MESA CO |
| Township / Civil Division | FRUITA |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 1504 |
Source: Mesa County records · APN 2697-173-09-003
Assessment roll updated April 8, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 423 E CONCORD DR, FRUITA, CO 81521-2926 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GENEVA FINANCIAL LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 22, 2011 · Amount on Record |
| Deed Sale | Nov 22, 2011 · Amount on Record |
| Prior Sale | Apr 10, 1989 · Amount on Record |
| Deed Document Number | 20112592131 |
| Deed Book / Page | 5227 / 35 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Property Address | 423 E CONCORD DR, FRUITA, CO 81521-2926 |
| Transaction Type | Mortgage |
| Record Updated | Jul 01, 2022 |
| Title Company | LAND TITLE GUARANTEE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0003035165 |
|---|---|
| Date | Jun 21, 2022 |
| Instrument | 3035165 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Property Address | 423 E CONCORD DR, FRUITA, CO 81521-2926 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2021 |
| Title Company | ABSTRACT AND TITLE COMPANY, ABSTRACT & TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 423 E CONCORD DR, FRUITA, CO 81521-2926 |
| Document Number | 0003012170 |
|---|---|
| Date | Dec 15, 2021 |
| Instrument | 3012170 |
| Name | GENEVA FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHANDLER, AZ 85225 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
Source: Mesa County records · Assessment roll updated April 8, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Mesa County |
| Municipality | Fruita City |
| Unified School District | Mesa County Valley School District 51 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,328.00 (+9.21%) | $15,950 (+7.48%) Land $6,440 Building $9,510 | $255,090 (+15.16%) Land $103,000 Building $152,090 |
| 2024 | $1,216.00 (+0.5%) | $14,840 (-) Land $4,830 Building $10,010 | |
| 2023 | $1,210.00 (+11.11%) | $14,840 (+12.94%) Land $4,830 Building $10,010 | $221,500 (+17.11%) Land $72,100 Building $149,400 |
| 2022 | $1,089.00 | $13,140 Land $3,820 Building $9,320 | |
| 2021 | $189,140 Land $55,000 Building $134,140 |
Source: FEMA National Flood Hazard Layer as of January 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Clearnetworx Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Lumen Technologies.
Based on FCC filings for 313 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | UTE WCD serves 92,580 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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