423 E Calle del Oro, Saint David, AZ 85630 Property Records

Cochise County property record for 423 E Calle del Oro, Saint David, AZ 85630

Property Summary

Property Type	Single Family Home
Details	2,560 sqft · built 1934
Lot Size	2.11 acres (91,912 sqft)
Owner	2 Individual Names on Record
Last Sale	$510,000 (Aug 2024)
Tax Bill	$2,855 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Aug 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`121-04-012A`

Property Details

APN / Parcel Number

Primary APN	`121-04-012A`
Alternative APN	`121-04-012A1`

Interior

Stories	1 Story
Building Area	2,560 sqft Living Area
1st Floor Area	2,560 sqft

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1987
Exterior Material	Hardboard
Construction Type	Wood
Roof Material	Metal
Lot Area	91,912 sqft (2.11 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	121-04-012A1
Street Address	423 E CALLE DEL ORO
City	SAINT DAVID
State	AZ
Zip	85630-6231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-2
Legal Description	POR OF S2SWSWSW BY M&B:BEG AT NW COR OF S2SWSWSW THN S199.44 E54 5 NWLY 440 TO PT ON N LINE OF SAID S2SWSWSW LYING 247W OF NE C OR THN W413 TO POB EXC PCL BEG AT SW COR N130 E434.40 N42 TO TPOB THN N20 W20 S20 E20 TO TPOB:SEC 4 18 21 2.112AC
Legal Range	21
Legal Township	18
Legal Section	04
Jurisdiction	COCHISE AZ
Township / Civil Division	BENSON
Census Block Group	2
Census Block	2022
Census Tract	305

Owner

Source: Cochise County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9340 N RANCHO FELIZ DR, TUCSON, AZ 85704-8349
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Aug 30, 2024	Warranty Deed, Transfer · Conventional Mortgage ALTITUDE FINANCIAL CORP
Aug 5, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2024 · Amount on Record
Deed Sale	Aug 30, 2024 · Amount on Record
Deed Document Number	202414662
Prior Transfer Date	Jul 12, 2022
Prior Transfer Doc	0000018752
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCHISE AZ
Property Address	423 E CALLE DEL ORO, SAINT DAVID, AZ 85630-6231
Transaction Type	Mortgage
Record Updated	Mar 3, 2026
Title Company	SERVICELINK, SERVICE LINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 E CALLE DEL ORO, SAINT DAVID, AZ 85630-6231

Mortgage

Document Number	0000002899
Date	Feb 17, 2026
Instrument	2026-02899

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCHISE AZ
Recording Date	Aug 30, 2024
Property Address	423 E CALLE DEL ORO, SAINT DAVID, AZ 85630-6231
Document Number	0000014662
Instrument Date	Aug 26, 2024
Instrument	2024-14662
Transaction Type	Transfer
Record Updated	Mar 3, 2026
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	423 E CALLE DEL ORO, SAINT DAVID, AZ 85630-6231

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	9340 N RANCHO FELIZ DR, TUCSON, AZ 85704-8349

Mortgage

Document Number	0000014664
Date	Aug 30, 2024
Instrument	2024-14664

Lender

Name	ALTITUDE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2054

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COCHISE AZ
Recording Date	Aug 5, 2022
Property Address	423 E CALLE DEL ORO, SAINT DAVID, AZ 85630-6231
Document Number	0000018752
Instrument Date	Aug 1, 2022
Instrument	2022-18752
Transaction Type	Transfer
Record Updated	Mar 3, 2026
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 E CALLE DEL ORO, SAINT DAVID, AZ 85630-6231

Mortgage

Document Number	0000018753
Date	Aug 5, 2022
Instrument	2022-18753

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2037

Tax Assessment & Valuation

Source: Cochise County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Cochise County
Unified School District	St. David Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,088 (+125.93%) Land $3,220 Building $64,868	$680,874 (+125.93%) Land $32,196 Building $648,678
2025	$2,855.00 (+3.59%)	$30,137 (+1.11%) Land $3,220 Building $26,917	$301,365 (+1.11%) Land $32,196 Building $269,169
2024	$2,756.00 (-0.76%)	$29,806 Land $3,220 Building $26,586	$298,055 Land $32,196 Building $265,859
2023	$2,777.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 93% of the US · above 89% of Arizona
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST DAVID DWID private · serves 2,192 people · EPA ID AZ0402039
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024 Coliform assessment Aug 2018
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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