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423 E Chicago St, Apt C, Elgin, IL 60120 Property Records

Kane County property record for 423 E Chicago St, Apt C, Elgin, IL 60120 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 869 sqft · built 1900
OwnerIndividual Name on File
Last Sale$112,000 (May 2023)
Tax Bill$2,229 (2025)
Deeds & MortgagesNov 2025 Mortgage
May 2023 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN06-13-327-022

Property Details

APN / Parcel Number

Primary APN06-13-327-022

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Units4 Units
Stories1 Story
Building Area869 sqft Living Area
Gross Area909 sqft
1st Floor Area869 sqft
Basement Area40 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialBrick
Construction TypeFrame

Utilities, Heating & Cooling

Cooling SystemNone
Water SourceCommercial

Location & Zoning

Street Address423 E CHICAGO ST, C
CityELGIN
StateIL
Zip60120-5773
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description423-429 E CHICAGO STREET CONDO - UNIT C
Legal SubdivisionE CHICAGO STREET CONDO
Legal Block2
Legal Lot Number3
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2003
Census Tract851301

Owner

Source: Kane County records · APN 06-13-327-022

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address60 S GROVE AVE, ELGIN, IL 60120-6460
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Nov 05, 2025Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 01, 2023Warranty Deed, Transfer
E-CHICAGO TITLE, CHICAGO TITLE
Aug 09, 2017Special Warranty Deed, Transfer · Conventional Mortgage
HOMETRUST MORTGAGE CORP
Jul 14, 2017Trustee's Deed, Foreclosure
Jul 14, 2017Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 01, 2023 · Amount on Record
Deed SaleMay 01, 2023 · Amount on Record
Prior SaleAug 09, 2017 · Amount on Record
Deed Document Number202313573
Prior Transfer DateOct 02, 2006
Prior Transfer Doc0000008486
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address423 E CHICAGO ST, ELGIN, IL 60120-5773
Transaction TypeMortgage
Record UpdatedNov 20, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address917 BRENDON DR, SCHAUMBURG, IL 60194-2416

Mortgage

Document Number0000043692
DateNov 05, 2025
Instrument2025K043692
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueOct 01, 2055
Interest
Rate TypeFixed Rate
Rate7.5%

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateMay 01, 2023
Property Address423 E CHICAGO ST APT C, C, ELGIN, IL 60120-5773
Document Number0000013573
Instrument DateApr 27, 2023
Instrument2023K013573
Transaction TypeTransfer
Record UpdatedMay 11, 2023
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
Tax$112.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address60 S GROVE AVE, ELGIN, IL 60120-6460

August 2017: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionKANE IL
Recording DateAug 09, 2017
Property Address423 E CHICAGO ST APT C, C, ELGIN, IL 60120-5773
Document Number0000041386
Map ReferenceDOC2005K009663
Instrument DateJul 05, 2017
Instrument2017K041386
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$55.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5000 PLANO PKWY, 5000, CARROLLTON, TX 75010-4900

Transferred To (Grantee/Buyer)

NameVerified Name
Address423 E CHICAGO ST APT C, C, ELGIN, IL 60120-5773

Mortgage

Document Number0000041387
DateAug 09, 2017
Instrument2017K041387
Lender
NameHOMETRUST MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2047

July 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionKANE IL
Recording DateJul 14, 2017
Property Address423 E CHICAGO ST APT C, C, ELGIN, IL 60120-5773
Document Number0000036262
Instrument DateJun 19, 2017
Instrument36262
Transaction TypeForeclosure
Record UpdatedAug 02, 2017

Transaction

Tax$0.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8200 JONES BRANCH DR MCLEAN VA 221023107, MCLEAN, VA 22102-3107
InvestorPossibly a Property Investor

July 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionKANE IL
Recording DateJul 14, 2017
Property Address423 E CHICAGO ST APT C, C, ELGIN, IL 60120-5773
Document Number0000036261
Instrument DateMay 18, 2017
Instrument36261
Transaction TypeForeclosure
Record UpdatedAug 02, 2017

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4425 PONCE DE LEON BLVD #5TH CORAL GABLES FL 331461837, 5TH, CORAL GABLES, FL 33146-1837
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,229.00 (+58.99%)$29,221 (+8.57%) Land $7,263 Building $21,958$87,698 (+8.57%) Land $21,798 Building $65,900
2024$26,915 (+21.39%) Land $6,690 Building $20,225$80,777 (+21.44%) Land $20,078 Building $60,699
2022$1,402.00 (+6.7%) Homeowner's exemption$22,172 (+6.96%) Land $5,511 Building $16,661$66,516 (+6.96%) Land $16,533 Building $49,983
2021$1,314.00 Homeowner's exemption$20,729 Land $5,152 Building $15,577$62,187 Land $15,456 Building $46,731

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Elgin Historic District
listed 1983 · 327 contributing resources · NRIS 83000318

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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