Oakland County property record for 423 E Cambourne St, Ferndale, MI 48220
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,072 sqft · built 1920 |
| Lot Size | 0.091 acres (3,964 sqft) |
| Owner | Individual Name on File |
| Last Sale | $80,000 (Oct 2010) |
| Tax Bill | $2,554 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-25-27-451-039 |
| Primary APN | 24-25-27-451-039 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,072 sqft Living Area |
| 1st Floor Area | 715 sqft |
| Basement Area | 715 sqft |
| Unfinished Basement | 715 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 3,964 sqft (0.091 acres) |
| Lot Dimensions | 131 ft deep x 30 ft wide |
| Garage Area | 290 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 114 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 423 E CAMBOURNE ST |
|---|---|
| City | FERNDALE |
| State | MI |
| Zip | 48220-1353 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AI |
| Legal Description | T1N, R11E, SEC 27 ASTONS SUB OF KNOWLES HTS LOT 139 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 27 |
| Legal Subdivision | ASTONS SUB |
| Legal Lot Number | 139 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | FERNDALE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 173100 |
423 E Cambourne St is owned and occupied by an individual who bought it in October 2010.
Source: Oakland County records, as of August 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 423 E CAMBOURNE ST, FERNDALE, MI 48220-1353 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 13, 2010 · Amount on File |
| Deed Sale | Oct 13, 2010 · Amount on File |
| Prior Sale | Sep 28, 2010 · Amount on File |
| Deed Document Number | 2010183396 |
| Deed Book / Page | 42459 / 105 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jul 27, 2026 |
| Property Address | 423 E CAMBOURNE ST, FERNDALE, MI 48220-1353 |
| Document Number | 0000111645 |
| Book / Page | 61405 / 236 |
| Instrument Date | Jul 15, 2026 |
| Instrument | 2026111645 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 423 E CAMBOURNE ST, FERNDALE, MI 48220-1353 |
| Document Number | 0000111645, |
|---|---|
| Date | Jul 27, 2026 |
| Book Page | 61405/236 |
| Instrument | 2026111645 |
| Name | MORTGAGE CENTER LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 423 E Cambourne St was $2,554 with a homeowner's exemption, down 2.3% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Ferndale City |
| Unified School District | Ferndale Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,554.00 (-2.3%) Homeowner's exemption | $99,390 | $198,780 |
| 2024 | $2,614.00 | ||
| 2023 | $90,530 | $181,060 | |
| 2021 | $2,462.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 423 E Cambourne St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 423 E Cambourne St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERNDALE serves 22,105 people · EPA ID MI0002280 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | May 2021 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Nov 2020 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 756 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures