423 E Broadway St, Winona, MN 55987 Property Records

Winona County property record for 423 E Broadway St, Winona, MN 55987

Property Summary

Property Type	Multi-Family Dwellings
Details	3 bd · 2 ba · 2,170 sqft · built 1903
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Tax Bill	$2,600 (2026)
Deeds & Mortgages	Aug 2010 Line of Credit Jul 2012 Mortgage + 2 more
APN	`32.300.2330`

Property Details

APN / Parcel Number

Primary APN	`32.300.2330`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,170 sqft Total Area
1st Floor Area	813 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1990
Architectural Style	Multi-Family
Exterior Material	Vinyl
Fire Resistance	Fireproof Reinforced Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	864 sqft
Porch	Open Porch
Porch Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	423 E BROADWAY ST
City	WINONA
State	MN
Zip	55987-3928
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	SECT-26 TWP-107 RANGE-007 LAIRDS ADDITION LOT-002 BLOCK-024
Legal Range	007
Legal Township	107
Legal Section	26
Legal Subdivision	LAIRDS ADDITION
Legal Block	24
Legal Lot Number	2
Jurisdiction	WINONA MN
Township / Civil Division	WINONA
Census Block Group	1
Census Block	1018
Census Tract	670600

Owner

423 E Broadway St, a residential property, is owned and occupied by an individual who acquired it in November 2025.

Source: Winona County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	423 E BROADWAY ST, WINONA, MN 55987-3928
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2010	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Jul 10, 2012	Deed of Trust, Mortgage ALTRA FEDERAL CREDIT UNION
Apr 25, 2016	Deed of Trust, Mortgage · Line of Credit HOME FEDERAL SAVINGS BANK
Nov 10, 2025	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 7, 2025
Transfer Doc	0000663668
Record Updated	Oct 29, 2026

August 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	423 E BROADWAY ST, WINONA, MN 55987-3928
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A548959
Date	Aug 13, 2010
Instrument	A548959

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	101 N PHILLIPS AVE, SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Aug 21, 2050

July 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	423 E BROADWAY ST, WINONA, MN 55987-3928
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A565277
Date	Jul 10, 2012
Instrument	A565277

Lender

Name	ALTRA FEDERAL CREDIT UNION
Type	Credit Union
Address	2715 LOSEY BLVD S, LA CROSSE, WI 54601

Agreement

Amount	Amount on Record
Term	135 Months
Due	Oct 15, 2023

April 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	423 E BROADWAY ST, WINONA, MN 55987-3928
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000594677
Date	Apr 25, 2016
Instrument	594677

Lender

Name	HOME FEDERAL SAVINGS BANK
Type	Bank
Address	WINONA, MN 55987

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Mar 20, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	WINONA MN
Recording Date	Nov 10, 2025
Property Address	423 E BROADWAY ST, WINONA, MN 55987-3928
Document Number	000A663668
Instrument Date	Nov 7, 2025
Instrument	A663668
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 423 E Broadway St was $2,600 with a homeowner's exemption.

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Winona City
Unified School District	Winona Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,600.00 Homeowner's exemption	$278,400 (+17.17%) Land $40,600 Building $237,800	$278,400 (+17.17%) Land $40,600 Building $237,800
2025		$237,600 Land $40,600 Building $197,000	$237,600 Land $40,600 Building $197,000
2023	$2,070.00 Homeowner's exemption	$225,200 Land $39,000 Building $186,200	$225,200 Land $39,000 Building $186,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 423 E Broadway St; there have been 1 flood claim nearby since 1991.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (1991)
Most Recent Claim	Jul 1991 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 423 E Broadway St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Winona serves 27,782 people · EPA ID MN1850013
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 770 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Hiawatha Broadband Communications, Verizon.

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