423 E Berteau Ave, Elmhurst, IL 60126 Property Records

DuPage County property record for 423 E Berteau Ave, Elmhurst, IL 60126

Property Summary

Property TypeSingle Family Home
Details1 ba · 910 sqft · built 1955
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on Record
Last Sale$280,000 (Jun 2022)
Tax Bill$6,242 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Jun 2022 Sale & Mortgage
+ 6 more
Flood ZoneZone X (minimal risk)
APN03-36-403-004

Property Details

APN / Parcel Number

Primary APN03-36-403-004

Interior

Full Baths1 Bath
Stories1 Story
Building Area910 sqft Living Area
Gross Area1,820 sqft
1st Floor Area910 sqft
Basement Area910 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeFrame
Lot Area6,098 sqft (0.14 acres)
Lot Dimensions12.5 ft deep x 5 ft wide
Garage TypeDetached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address423 E BERTEAU AVE
CityELMHURST
StateIL
Zip60126-2401
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionNORTH ELMHURST SUB
Legal SubdivisionNORTH ELMHURST SUB
Legal Lot Number36
JurisdictionDU PAGE IL
Township / Civil DivisionADDISON
Census Block Group1
Census Block1008
Census Tract840600

Owner

Source: DuPage County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address213 E PARK BLVD, VILLA PARK, IL 60181-2918
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 7, 2026Deed of Trust, Mortgage · Line of Credit
NAVY FEDERAL CREDIT UNION
Jun 3, 2022Deed, Transfer · FHA Mortgage
GUARANTEED RATE INC
Jul 7, 2017Deed of Trust, Mortgage · Commercial Mortgage
WEST SUBURBAN BANK
Sep 25, 2020Deed of Trust, Mortgage · FHA Mortgage
LIBERTY REVERSE MTG
Sep 25, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Nov 2, 2020Affidavit of Death, Transfer
ALLEGIANT REVERSE SERVICES, ALLEGIANT REVERSE SVCS
Aug 6, 2018Deed of Trust, Mortgage · Conventional Mortgage
FEDERAL HSNG COMMISSIONER
Aug 15, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 3, 2022 · Amount on Record
Deed SaleJun 3, 2022 · Amount on Record
Deed Document Number202253832
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Recording DateAug 7, 2026
Property Address423 E BERTEAU AVE, ELMHURST, IL 60126-2401
Document Number0000054120
Instrument DateJul 31, 2026
Instrument202654120
Transaction TypeMortgage
Record UpdatedAug 20, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address423 E BERTEAU AVE, ELMHURST, IL 60126-2401

Mortgage

Document Number0000054120,
DateAug 7, 2026
Instrument202654120
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term481 Months
DueSep 1, 2066
Interest
Rate8.75%
Max Rate-1%

June 2022: Deed, Transfer

Document TypeDeed
JurisdictionDU PAGE IL
Recording DateJun 3, 2022
Property Address423 E BERTEAU AVE, ELMHURST, IL 60126-2401
Document Number0000053832
Map ReferenceDOC 44655
Instrument DateMay 6, 2022
InstrumentR2022-053832
Transaction TypeTransfer
Record UpdatedJun 20, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$280.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address423 E BERTEAU AVE, ELMHURST, IL 60126-2401

Mortgage

Document Number0000053833
DateJun 3, 2022
InstrumentR2022-053833
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2052
Interest
Rate TypeFixed Rate
Rate4.87%

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address423 E BERTEAU AVE, ELMHURST, IL 60126-2401
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000068353
DateJul 7, 2017
InstrumentR2017-068353
Lender
NameWEST SUBURBAN BANK
TypeBank
AddressLOMBARD, IL 60148
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term180 Months
DueJul 6, 2032
Interest
Rate3.5%

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address423 E BERTEAU AVE, ELMHURST, IL 60126-2401
Document Number0000128934
Instrument DateSep 25, 2020
Transaction TypeMortgage
Record UpdatedNov 24, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address423 E BERTEAU AVE ELMHURST IL 601262401, ELMHURST, IL 60126-2401

Mortgage

Document Number0000128934
DateNov 2, 2020
Instrument128934
Lender
NameLIBERTY REVERSE MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term888 Months
DueNov 1, 2094
Interest
Rate TypeAdjustable Rate
Rate2.74%

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address423 E BERTEAU AVE, ELMHURST, IL 60126-2401
Document Number0000128935
Instrument DateSep 25, 2020
Transaction TypeMortgage
Record UpdatedNov 24, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address423 E BERTEAU AVE ELMHURST IL 601262401, ELMHURST, IL 60126-2401

Mortgage

Document Number0000128935
DateNov 2, 2020
Instrument128935
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term888 Months
DueNov 1, 2094
Interest
Rate TypeAdjustable Rate
Rate2.74%

November 2020: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionDU PAGE IL
Recording DateNov 2, 2020
Property Address423 E BERTEAU AVE, ELMHURST, IL 60126-2401
Document Number0000128933
Instrument DateSep 25, 2020
Instrument128933
Transaction TypeTransfer
Record UpdatedNov 23, 2020
Title CompanyALLEGIANT REVERSE SERVICES, ALLEGIANT REVERSE SVCS

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address423 E BERTEAU AVE ELMHURST IL 601262401, ELMHURST, IL 60126-2401

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address423 E BERTEAU AVE, ELMHURST, IL 60126-2401
Document Number0000075640
Instrument DateAug 6, 2018
Transaction TypeMortgage
Record UpdatedSep 30, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address423 E BERTEAU AVE ELMHURST IL 601262401, ELMHURST, IL 60126-2401

Mortgage

Document Number0000075640
DateAug 13, 2018
Instrument75640
Lender
NameFEDERAL HSNG COMMISSIONER
AddressWASHINGTON, DC 20410
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term912 Months
DueAug 12, 2094
Interest
Rate TypeAdjustable Rate
Rate5.69%

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionDU PAGE IL
Recording DateAug 15, 2017
Property Address423 E BERTEAU AVE, ELMHURST, IL 60126-2401
Document Number0000083411
Instrument DateAug 9, 2017
Instrument83411
Transaction TypeTransfer
Record UpdatedSep 6, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address423 E BERTEAU AVE ELMHURST IL 601262401, ELMHURST, IL 60126-2401

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionAddison Township
MunicipalityElmhurst City
Unified School DistrictElmhurst School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,242.00 (-9.61%) Homeowner's exemption$114,444 (-5.25%) Land $76,410 Building $38,034$343,332 (-5.25%) Land $229,230 Building $114,102
2024$6,906.00 (+12.44%)$120,779 (+13.65%) Land $70,816 Building $49,963$362,337 (+13.65%) Land $212,448 Building $149,889
2022$6,142.00 Homeowner's exemption$106,270 Land $62,300 Building $43,970$318,810 Land $186,900 Building $131,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELMHURST
serves 45,000 people · EPA ID IL0430350
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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