Winona County property record for 423 E 4th St, Winona, MN 55987 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1986 |
| Square Footage | 1,704 sqft Living Area |
| Lot Size | 6,970 sqft (0.16 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $233,000 (2025) |
| Tax Bill | $1,824.00 (2026) |
Source: Winona County records · APN 32.300.1210
Assessment roll updated August 5, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 423 E 4TH ST, WINONA, MN 55987-3915 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 09, 2012 | Deed of Trust, Mortgage · Stand Alone First Mortgage MERCHANTS BANK NA |
| Dec 11, 2025 | Warranty Deed, Transfer · Conventional Mortgage MERCHANTS BANK NA |
| Sep 26, 2022 | Warranty Deed, Transfer · Conventional Mortgage MERCHANTS BANK NA |
| Nov 03, 2015 | Warranty Deed, Transfer · Conventional Mortgage ALTRA FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 11, 2025 · Amount on Record |
| Deed Sale | Dec 11, 2025 · Amount on Record |
| Prior Sale | Sep 26, 2022 · Amount on Record |
| Deed Doc Number | 2025664216 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINONA MN |
| Property Address | 423 E 4TH ST, WINONA, MN 55987-3915 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000A566041 |
|---|---|
| Date | Aug 09, 2012 |
| Instrument | A566041 |
| Name | MERCHANTS BANK NA |
|---|---|
| Type | Bank |
| Address | 102 E 3RD ST, WINONA, MN 55987 |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2042 |
| Rate | 3.5% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINONA MN |
| Recording Date | Dec 11, 2025 |
| Property Address | 423 E 4TH ST, WINONA, MN 55987-3915 |
| Document Number | 000A664216 |
| Instrument Date | Nov 25, 2025 |
| Instrument | A664216 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2026 |
| Title Company | TOWN N COUNTRY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $768.90 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 423 E 4TH ST, WINONA, MN 55987-3915 |
| Document Number | 000A664217 |
|---|---|
| Date | Dec 11, 2025 |
| Instrument | A664217 |
| Name | MERCHANTS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINONA MN |
| Recording Date | Sep 26, 2022 |
| Property Address | 423 E 4TH ST, WINONA, MN 55987-3915 |
| Document Number | 000A645391 |
| Instrument Date | Sep 23, 2022 |
| Instrument | A645391 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2022 |
| Title Company | TOWN N COUNTRY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $676.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 423 E 4TH ST, WINONA, MN 55987-3915 |
| Document Number | 000A645392 |
|---|---|
| Date | Sep 26, 2022 |
| Instrument | A645392 |
| Name | MERCHANTS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINONA MN |
| Recording Date | Nov 03, 2015 |
| Property Address | 423 E 4TH ST, WINONA, MN 55987-3915 |
| Document Number | 591463 |
| Instrument Date | Oct 22, 2015 |
| Instrument | 591463 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $443.85 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 423 E 4TH ST, WINONA, MN 55987-3915 |
| Document Number | 0000591464 |
|---|---|
| Date | Nov 03, 2015 |
| Instrument | 591464 |
| Name | ALTRA FCU |
|---|---|
| Type | Credit Union |
| Address | ONALASKA, WI 54650 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2045 |
Source: Winona County records · Assessment roll updated August 5, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Winona County |
| Municipality | Winona City |
| Unified School District | Winona Area Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,824.00 (+2%) | ||
| 2025 | $178,900 (+4.25%) Land $40,600 Building $138,300 | $178,900 (+4.25%) Land $40,600 Building $138,300 | |
| 2023 | $1,520.00 Homeowner's exemption | $171,600 Land $39,000 Building $132,600 | $171,600 Land $39,000 Building $132,600 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 32.300.1210 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,704 sqft Living Area |
| 1st Floor | 620 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Vinyl/Resilient Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1855 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Wood Shingle Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 6,970 sqft (0.16 acres) |
| Depth X Width | 140 ft x 50 ft Depth x Width |
| Garage Type | Detached Garage |
| Garage Area | 528 sqft Garage |
| Porch | Open Porch |
| Porch Area | 192 sqft Porch |
| Cooling System | None Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Street Address | 423 E 4TH ST |
|---|---|
| City | WINONA |
| State | MN |
| Zip | 55987-3915 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SECT-26 TWP-107 RANGE-007 LAIRDS ADDITION LOT-002 BLOCK-016 |
| Legal Range | 007 |
| Legal Township | 107 |
| Legal Section | 26 |
| Legal Subdivision | LAIRDS ADDITION |
| Legal Block | 16 |
| Legal Lot Number | 2 |
| Jurisdiction | WINONA MN |
| Minor Civil Division | WINONA |
| Census Blockgroup | 4 |
| Census Block | 4048 |
| Census Tract | 670600 |
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