423 E 4th St, Readlyn, IA 50668 Property Records

Bremer County property record for 423 E 4th St, Readlyn, IA 50668 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,080 sqft · built 1992
Lot Size	0.263 acres (11,456 sqft)
Owner	Individual Name on File
Last Sale	$70,000 (Oct 2025)
Tax Bill	$1,450 (2025)
Deeds & Mortgages	Jul 2016 Mortgage Oct 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11-11-478-013`

Property Details

APN / Parcel Number

Primary APN	`11-11-478-013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,080 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Mobile Home
Exterior Material	Vinyl
Construction Type	Manufactured
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,456 sqft (0.263 acres)
Lot Dimensions	150 ft deep x 77 ft wide
Garage Type	Attached
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces
Patio Area	256 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	423 E 4TH ST
City	READLYN
State	IA
Zip	50668-9782
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	11-91-12 OUTLOT E & W 76.97' LOT 12 VIN # M0205492
Legal Range	12W
Legal Township	91N
Legal Section	11
Legal Subdivision	READLYN
Legal Lot Number	12
Jurisdiction	BREMER IA
Township / Civil Division	MAXFIELD
Census Block Group	1
Census Block	1011
Census Tract	4300

Owner

Source: Bremer County records · APN 11-11-478-013

Assessment roll updated September 18, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	423 E 4TH ST, READLYN, IA 50668-9782
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 01, 2016	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Oct 16, 2025	Deed of Trust, Mortgage · Line of Credit DENVER SAVINGS BANK
Dec 21, 2005	Deed of Trust, Mortgage GMAC MORTGAGE CORP
Oct 03, 2025	Warranty Deed, Transfer · Line of Credit DENVER SAVINGS BANK
Dec 21, 2005	Warranty Deed, Transfer · Conventional Mortgage GMAC MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 03, 2025 · Amount on Record
Deed Sale	Oct 03, 2025 · Amount on Record
Prior Sale	Jul 28, 2008 · Amount on Record
Deed Document Number	20253179
Record Updated	Sep 20, 2026

July 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREMER IA
Property Address	423 E 4TH ST, READLYN, IA 50668-9782
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020162581
Date	Jul 01, 2016
Instrument	20162581

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 01, 2031

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREMER IA
Property Address	423 E 4TH ST, READLYN, IA 50668-9782
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020253328
Date	Oct 16, 2025
Instrument	20253328

Lender

Name	DENVER SAVINGS BANK
Type	Bank
Address	DENVER, IA 50622

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREMER IA
Property Address	423 E 4TH ST, READLYN, IA 50668-9782
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020056053
Date	Dec 21, 2005
Instrument	20056053

Lender

Name	GMAC MORTGAGE CORP
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Amount	Amount Recorded

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREMER IA
Recording Date	Oct 03, 2025
Property Address	423 E 4TH ST, READLYN, IA 50668-9782
Document Number	0020253179
Instrument Date	Aug 29, 2025
Instrument	20253179
Transaction Type	Transfer
Record Updated	Apr 03, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$111.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 E 4TH ST, READLYN, IA 50668-9782

Mortgage

Document Number	0020253180
Date	Oct 03, 2025
Instrument	20253180

Lender

Name	DENVER SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2055

Interest

Rate Type	Adjustable Rate

December 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREMER IA
Recording Date	Dec 21, 2005
Property Address	423 E 4TH ST, READLYN, IA 50668-9782
Document Number	0020056051
Instrument Date	Dec 15, 2005
Instrument	20056051
Transaction Type	Transfer
Record Updated	Nov 21, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$100.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 E 4TH ST, READLYN, IA 50668-9782

Mortgage

Document Number	0020056052
Date	Dec 21, 2005
Instrument	20056052

Lender

Name	GMAC MORTGAGE CORP
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2036

Tax Assessment & Valuation

Source: Bremer County records · Assessment roll updated September 18, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Bremer County
Municipality	Readlyn City
Unified School District	Wapsie Valley Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,450.00	$81,820 (+51.6%) Land $17,940 Building $63,880	$81,820 (+51.6%) Land $17,940 Building $63,880
2024	$1,450.00 (+30.63%)
2023		$53,970 Land $15,950 Building $38,020	$53,970 Land $15,950 Building $38,020
2022	$1,110.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bremer County (19017C), updated January 28, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 49 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Readlyn Telephone Company	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130

May also be available at this address: AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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