Westmoreland County property record for 423 E 2nd St, Derry, PA 15627
| Property Type | Single Family Home |
|---|---|
| Details | 1,088 sqft · built 1890 |
| Lot Size | 0.198 acres (8,640 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $117,000 (Apr 2022) |
| Tax Bill | $971 (2026) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Aug 2020 Sale & Mortgage |
| APN | 06-01-10-0-164 |
| Primary APN | 06-01-10-0-164 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,088 sqft Living Area |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Construction Type | Frame |
| Lot Area | 8,640 sqft (0.198 acres) |
| Lot Dimensions | 126 ft deep x 68 ft wide |
| Street Address | 423 E 2ND ST |
|---|---|
| City | DERRY |
| State | PA |
| Zip | 15627-1606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE PT LOT 87 68.04X126.98X107.21 |
| Legal Subdivision | MC FARLAND |
| Legal Lot Number | 87 |
| Jurisdiction | WESTMORELAND PA |
| Township / Civil Division | DERRY |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 808200 |
Source: Westmoreland County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 423 E 2ND ST, DERRY, PA 15627-1606 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 1, 2022 | Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC |
| Aug 26, 2020 | Deed, Transfer · Conventional Mortgage FIRST COMMONWEALTH BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2022 · Amount on Record |
| Deed Sale | Apr 1, 2022 · Amount on Record |
| Prior Sale | Aug 26, 2020 · Amount on Record |
| Deed Document Number | 202212186 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WESTMORELAND PA |
| Recording Date | Apr 1, 2022 |
| Property Address | 423 E 2ND ST, DERRY, PA 15627-1606 |
| Document Number | 0000012186 |
| Instrument Date | Feb 17, 2022 |
| Instrument | 202204010012186 |
| Transaction Type | Transfer |
| Record Updated | Apr 6, 2022 |
| Title Company | PREFERRED SETTLEMENT SOLUTIONS, PREFERRED STLMT SOLUTIOND LL |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,340.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 423 E 2ND ST, DERRY, PA 15627-1606 |
| Document Number | 0000012187 |
|---|---|
| Date | Apr 1, 2022 |
| Instrument | 202204010012187 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WESTMORELAND PA |
| Recording Date | Aug 26, 2020 |
| Property Address | 423 E 2ND ST, DERRY, PA 15627-1606 |
| Document Number | 0000027044 |
| Instrument Date | Jul 23, 2020 |
| Instrument | 202008260027044 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,798.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 423 E 2ND ST, DERRY, PA 15627-1606 |
| Document Number | 0000027045 |
|---|---|
| Date | Aug 26, 2020 |
| Instrument | 202008260027045 |
| Name | FIRST COMMONWEALTH BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Document Number | 0000027046 |
|---|---|
| Date | Aug 26, 2020 |
| Instrument | 202008260027046 |
| Name | FIRST COMMONWEALTH BANK |
|---|---|
| Type | Bank |
| Address | INDIANA, PA 15701 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Westmoreland County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Westmoreland County |
| Municipality | Derry Borough |
| Unified School District | Derry Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $971.00 (+0.73%) | $6,400 (-) Land $770 Building $5,630 | |
| 2025 | $964.00 | $6,400 (-) Land $770 Building $5,630 | |
| 2024 | $964.00 | $6,400 Land $770 Building $5,630 | |
| 1972 | $6,400 Land $770 Building $5,630 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 32 policies |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 6 (1979–2024) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Apr 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DERRY BORO MUNI AUTH serves 6,500 people · EPA ID PA5650049 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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