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423 E 15th St, Panama City, FL 32405 Property Records

Bay County property record for 423 E 15th St, Panama City, FL 32405

Property Summary

Property TypeLight Industrial
Details3 bd · 2 ba · 48,945 sqft · built 2008
Lot Size8.87 acres (386,769 sqft)
OwnerCompany Name on File
Last Sale$5,000,000 (Apr 2023)
Tax Bill$65,638 (2025)
Deeds & MortgagesApr 2023 Assignment
Apr 2023 Sale
Flood ZoneZone X (minimal risk)
APN14471-000-000

Property Details

APN / Parcel Number

Primary APN14471-000-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms13 Rooms
Stories1 Story
Building Area48,945 sqft Gross Area
1st Floor Area44,565 sqft
FlooringConcrete/Cement
Interior WallsPlywood

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialPrecast Concrete Panel
Construction TypeMasonry / Concrete Block
Fire ResistanceMasonry Walls, Wood Interior
Roof TypeFlat
Roof MaterialOther
Lot Area386,769 sqft (8.87 acres)
Lot Dimensions618 ft deep x 370 ft wide
Garage Area2,940 sqft
DrivewayDriveway
Total Buildings4 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address423 E 15TH ST
CityPANAMA CITY
StateFL
Zip32405-5410
Property CategoryIndustrial
Property TypeIndustrial > Light Industrial
Local Zoning CodePC09
Legal Description33 3S 14W -64- MAP 104C3 BEG 40 N OF SE COR OF SE1/4 OF SW1/4 OF SW1/4 FOR POB TH RUN N 618.4 W 570.55 TH RUN S 618.4 TO THE NLY R/W LINE OF 15TH ST TH RUN ELY ALONG SAID R/W TO POB ORB 4678 P 1620
Legal Range14W
Legal Township03S
Legal Section33
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group1
Census Block1010
Census Tract1600

Owner

423 E 15th St, an industrial property, is owned by a company that bought it in April 2023.

Source: Bay County records, as of May 6, 2026

Owner of RecordCompany Name on File
Mailing AddressPO BOX 607, CHIPLEY, FL 32428-0607
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2023Assignment of Lease, Transfer
ATTORNEY ONLY, ATTORNEY
Apr 14, 2023Special Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 14, 2023 · Amount on File
Deed SaleApr 14, 2023 · Amount on File
Prior SaleApr 6, 2018 · Amount on File
Deed Document Number20237
Deed Book / Page4678 / 1620
Record UpdatedOct 29, 2026

April 2023: Assignment of Lease, Transfer

Document TypeAssignment of Lease
JurisdictionBAY FL
Recording DateApr 14, 2023
Property Address423 E 15TH ST, PANAMA CITY, FL 32405-5410
Document Number0046781622
Book / Page4678 / 1622
Instrument DateApr 14, 2023
Instrument2023023008
Transaction TypeTransfer
Record UpdatedMay 8, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

April 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionBAY FL
Recording DateApr 14, 2023
Property Address423 E 15TH ST, PANAMA CITY, FL 32405-5410
Document Number0046781620
Book / Page4678 / 1620
Instrument DateApr 14, 2023
Instrument2023023007
Transaction TypeTransfer
Record UpdatedMay 8, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$35,000.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address423 E 15TH ST, PANAMA CITY, FL 32405-5410

Transferred To (Grantee/Buyer)

NameVerified Name
Address17216 PANAMA CITY BEACH PKWY, PANAMA CITY BEACH, FL 32413-5228

Tax Assessment & Valuation

The 2025 property tax bill for 423 E 15th St was $65,638, down 1.5% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$65,638.00 (-1.47%)$4,155,990 Land $1,303,651 Building $2,852,339$4,155,990 Land $1,303,651 Building $2,852,339
2024$66,617.00 (+14.79%)
2023$58,034.00 (+113.97%)$4,245,143 (+47.02%) Land $1,303,651 Building $2,941,492$4,245,143 (+47.02%) Land $1,303,651 Building $2,941,492
2022$27,122.00 Additional exemption filed$2,887,488 Land $900,242 Building $1,987,246$2,887,488 Land $900,242 Building $1,987,246

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 423 E 15th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 39 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies39 in force
Nearby Flood Claims6 (1984–2018)
Claims Outside the SFHA2 of 6
Most Recent ClaimOct 2018 · Hurricane Michael
Claims by Event
  • Hurricane Michael, Oct 2018 · 3 claims
  • Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 423 E 15th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		1,000 / 75

May also be available: AT&T, T-Mobile.

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