423 E 12th St, Benton, KY 42025 Property Records

Marshall County property record for 423 E 12th St, Benton, KY 42025

Property Summary

Property Type	Commercial
Details	built 1988
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$75,000 (Oct 2021)
Tax Bill	$908 (2025)
Deeds & Mortgages	Oct 2021 Sale & Construction Loan
Flood Zone	Zone AE (high risk)
APN	`0B-08-09-072.00C00`

Property Details

APN / Parcel Number

Primary APN	`0B-08-09-072.00C00`
Alternative APN	`1077450`

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	12,632 sqft (0.29 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1077450
Street Address	423 E 12TH ST
City	BENTON
State	KY
Zip	42025-1501
Property Category	Commercial
Property Type	Commercial > Retail
Jurisdiction	MARSHALL KY
Township / Civil Division	BENTON
Census Block Group	1
Census Block	1011
Census Tract	950400

Owner

Source: Marshall County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1799 BRYANT RD, BENTON, KY 42025-8223
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2021 · Amount on Record
Deed Sale	Oct 4, 2021 · Amount on Record
Deed Document Number	20211040443
Deed Book / Page	490 / 610
Record Updated	Jun 8, 2026

October 2021: Deed, Construction Loan

Document Type	Deed
Jurisdiction	MARSHALL KY
Recording Date	Oct 4, 2021
Property Address	423 E 12TH ST, BENTON, KY 42025-1501
Document Number	DEED490/610
Book / Page	DEED 490 / 610
Instrument Date	Sep 28, 2021
Instrument	1040443
Transaction Type	Construction Loan
Record Updated	Jan 30, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$75.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	533 SHERWOOD DRIVE, KINSEY, AL 36303

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	89 COLLINS FARM RD, BENTON, KY 42025-7882

Mortgage

Document Number	0001040460
Date	Oct 4, 2021
Instrument	1040460

Lender

Name	FIRST KENTUCKY BANK INC
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	243 Months
Due	Jan 15, 2042

Tax Assessment & Valuation

Source: Marshall County assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Benton City
County	Marshall County
Unified School District	Marshall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$908.00 (-3.51%)	$100,000 (-) Land $20,000 Building $80,000	$100,000 (+36.99%) Land $20,000 Building $80,000
2023	$941.00	$100,000
2022			$73,000 Land $20,000 Building $53,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	21 (1979–2016)
Claims Outside the SFHA	7 of 21
Most Recent Claim	Jul 2016 · Severe Storm, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storm, Tornadoes, Flooding, Landslides, And Mudslides, Jul 2016 · 4 claims Severe Storms, Tornadoes, Flooding And Mudslides, May 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON WATER & SEWER serves 7,981 people · EPA ID KY0790029
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000