423 Duval St, Key West, FL 33040 Property Records

Monroe County property record for 423 Duval St, Key West, FL 33040

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details4 ba · 5,940 sqft · built 1953
Lot Size0.152 acres (6,600 sqft)
OwnerCompany Name on Record
Last Sale$6,800,000 (Jun 2015)
Tax Bill$25,983 (2025)
Flood ZoneZone X (minimal risk)
APN00006530-000000

Property Details

APN / Parcel Number

Primary APN00006530-000000
Alternative APNs
  • 01010100006530000000
  • 1006769

Interior

Full Baths4 Baths
Stories1 Story
Building Area5,940 sqft Gross Area
1st Floor Area5,940 sqft

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 2010
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Fire ResistanceMasonry Walls, Wood Interior
Roof MaterialAsphalt
Lot Area6,600 sqft (0.152 acres)
Lot Dimensions100 ft deep x 66 ft wide
PorchOpen Porch
Porch Area120 sqft

Location & Zoning

Account Number1006769
Street Address423 DUVAL ST
CityKEY WEST
StateFL
Zip33040-8328
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeHRCC1
Legal DescriptionKW PT LOT 4 SQR 37 G75-370/71 OR864-1361 OR1257-953/57 OR1343-984 OR2744-1745/46
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionWILLIAM A WHITEHEADS MAP
Legal Lot Number4
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group1
Census Block1019
Census Tract972500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District
listed 1971 · 189 contributing resources · NRIS 71000245

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of June 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address45 NW 21ST ST, MIAMI, FL 33127-4928
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 8, 2015 · Amount on Record
Deed SaleJun 8, 2015 · Amount on Record
Prior SaleOct 1, 1982 · Amount on Record
Deed Document Number20152032298
Deed Book / Page2744 / 1745
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$25,983.00 (+12.78%)$3,206,453 (+17.62%) Land $2,475,000 Building $731,453$3,206,453 (+17.62%) Land $2,475,000 Building $731,453
2024$23,038.00 (-0.68%)
2023$23,195.00 (+1.55%)$2,726,124 (-) Land $1,980,000 Building $746,124$2,726,124 (-) Land $1,980,000 Building $746,124
2022$22,840.00$2,726,124 Land $1,980,000 Building $746,124$2,726,124 Land $1,980,000 Building $746,124

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 202 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies242 units insured
incl. 40 condo units
Nearby Flood Claims400 (1978–2024)
Claims Outside the SFHA44 of 400
Most Recent ClaimMay 2024 · other causes
Claims by Event
  • Hurricane Irma, Sep 2017 · 92 claims
  • Hurricane Wilma, Nov 2005 · 117 claims
  • Hurricane Georges, Oct 1998 · 57 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: Hotwire Communications, T-Mobile, Verizon.

Nearby Properties on Duval St

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