423 Dembytown Rd, Joppa, MD 21085 Property Records

Harford County property record for 423 Dembytown Rd, Joppa, MD 21085 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms4.5 Baths
Year BuiltBuilt 2017
Square Footage3,578 sqft Total Area
Lot Size94,089 sqft (2.16 acres)
GarageMixed, 420 sqft
OccupancyOwner Occupied
Last Sale$519,185 (2017)
Tax Bill$6,004.00 (2025)

Property Details

APN / Parcel Number

Primary APN01-381164
Alternative APNs
  • 01030515
  • 381164

Interior

Full Baths4.5 Baths
Partial Baths1 Partial Baths
Building Area3,578 sqft Total Area
Basement Area1,275 sqft Basement
Finished Basement1,275 sqft Finished
Stories2 Stories

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area94,089 sqft (2.16 acres)
Parking Spaces2 Parking Spaces
Garage TypeMixed Garage
Garage Area420 sqft Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Account Number381164
Street Address423 DEMBYTOWN RD
CityJOPPA
StateMD
Zip21085-4106
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 89 2.16 AC 423 DEMBYTOWN ROAD ROGERS FORD PT 141/15
Legal SubdivisionPLAT 4 ROGERS FORD
Legal Lot Number89
JurisdictionHARFORD MD
Minor Civil Division1, ABINGDON
Census Blockgroup3
Census Block3002
Census Tract301301

Owner

Source: Harford County records · APN 01-381164

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address423 DEMBYTOWN RD, JOPPA, MD 21085-4106
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 20, 2026Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PENNYMAC LOAN SERVICES LLC
Nov 01, 2017Deed, Transfer · Federal Housing Administration (FHA) Mortgage
NVR MORTGAGE FINANCE INC
Jul 25, 2017Grant Deed, Transfer
NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 01, 2017 · Amount on Record
Deed SaleNov 01, 2017 · Amount on Record
Prior SaleSep 30, 2005 · Amount on Record
Deed Doc Number201712581-0138
Deed Book / Page12581 / 138
Transfer Doc0063100376
Record RefreshedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address423 DEMBYTOWN RD, JOPPA, MD 21085-4106
Transaction TypeMortgage
Record UpdatedMar 03, 2026
Title CompanyTOWNSGATE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address423 DEMBYTOWN RD, JOPPA, MD 21085-4106

Mortgage

Document Number0170090124
DateFeb 20, 2026
Book Page17009/124
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5.12%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateApr 01, 2031
Change FrequencyAnnually
Min Rate At Change4.12%
Max Rate At Change6.12%
Index1-Year CMT

November 2017: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateNov 01, 2017
Property Address423 DEMBYTOWN RD, JOPPA, MD 21085-4106
Document Number0125810138
Book / Page12581 / 0138
Map ReferenceMB141 PL15
Instrument DateOct 17, 2017
Instrument12581-0138
Transaction TypeTransfer
Record UpdatedAug 03, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$7,487.78
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address8019 CORPORATE DR, 8019, NOTTINGHAM, MD 21236-4917

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address423 DEMBYTOWN RD, JOPPA, MD 21085-4106

Mortgage

Document Number125810143
DateNov 01, 2017
Instrument12581-0143
Lender
NameNVR MORTGAGE FINANCE INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2047
Interest
Rate TypeAdjustable Rate
Type Change DateJan 01, 2023
Change FrequencyAnnually
Min Rate At Change2.5%
Max Rate At Change4.05%
Margin2
Max Rate5%

July 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHARFORD MD
Recording DateJul 25, 2017
Property Address423 DEMBYTOWN RD, JOPPA, MD 21085-4106
Document Number0124380031
Book / Page012438 / 000031
Instrument DateJun 29, 2017
Transaction TypeTransfer
Record UpdatedAug 01, 2017
Title CompanyNVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

AmountAmount Recorded
Tax$96.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8019 CORPORATE DR #A BALTIMORE MD 212364917, A, BALTIMORE, MD 21236-4917
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$635,500 (+7.13%) Land $120,700 Building $514,800$635,500 (-) Land $120,700 Building $514,800
2025$6,004.00 (+9.62%)$593,200 (+16.63%)$635,500 (+24.95%) Land $120,700 Building $514,800
2023$508,600 Land $120,700 Building $387,900$508,600 Land $120,700 Building $387,900
2022$5,477.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskLow
above 6% of the US · above 13% of Maryland
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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