423 Deer Xing, Todd, NC 28684 Property Records

Watauga County property record for 423 Deer Xing, Todd, NC 28684

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,953 sqft · built 2001
Lot Size	0.97 acres (42,253 sqft)
Owner	2 Individual Names on Record
Last Sale	$349,000 (Jul 2006)
Tax Bill	$1,701 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Oct 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`2924-84-3639-000`

Property Details

APN / Parcel Number

Primary APN	`2924-84-3639-000`
Alternative APN	`1319540`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,953 sqft Living Area
1st Floor Area	2,485 sqft
Basement Area	468 sqft
Finished Basement	468 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Contemporary
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Footing
Roof Material	Asphalt
Lot Area	42,253 sqft (0.97 acres)
Garage Type	Basement
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1319540
Street Address	423 DEER XING
City	TODD
State	NC
Zip	28684-9069
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 NORTHWOODS
Legal Subdivision	NORTHWOODS
Legal Lot Number	19
Jurisdiction	WATAUGA NC
Township / Civil Division	BALD MOUNTAIN
Census Block Group	1
Census Block	1021
Census Tract	920100

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	423 DEER XING, TODD, NC 28684-9069
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Oct 13, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2006 · Amount on Record
Deed Sale	Jul 7, 2006 · Amount on Record
Deed Document Number	2006100940
Deed Book / Page	1199 / 280
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	423 DEER XING, TODD, NC 28684-9069
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020760267
Date	Feb 18, 2020
Book Page	2076/0267
Instrument	687541

Lender

Name	TRUIST BANK
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2035

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	423 DEER XING, TODD, NC 28684-9069
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 DEER XING, TODD, NC 28684-9069

Mortgage

Document Number	0021310614
Date	Oct 13, 2020
Book Page	2131/614
Instrument	696562

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$408,800 (-) Land $34,300 Building $374,500
2025	$1,701.00	$408,800 (-) Land $34,300 Building $374,500
2024			$408,800 Land $34,300 Building $374,500
2023		$408,800 Land $34,300 Building $374,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Deer Xing

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