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423 Crossings Ave, Saint Cloud, FL 34771 Property Records

Osceola County property record for 423 Crossings Ave, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,921 sqft · built 2024
Lot Size0.08 acres (3,484 sqft)
OwnerCompany Name on Record
Last Sale$357,400 (Jan 2025)
Tax Bill$6,513 (2025)
Deeds & MortgagesDec 2025 Transfer
Jan 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN22-25-31-3661-0001-0410

Property Details

APN / Parcel Number

Primary APN22-25-31-3661-0001-0410
Alternative APN
  • 253122366100010410

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,921 sqft Living Area
Gross Area2,550 sqft
1st Floor Area811 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Architectural StyleL-Shape
Exterior MaterialCombination
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area3,484 sqft (0.08 acres)
Garage TypeAttached
Garage Area552 sqft
PorchFinished/Open Porch
Porch Area77 sqft

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address423 CROSSINGS AVE
CitySAINT CLOUD
StateFL
Zip34771-8139
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCROSSINGS PH 1 PB 33 PGS 53-60 LOT 41
Legal SubdivisionCROSSINGS PHASE 1
Legal Lot Number41
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1053
Census Tract43700

Owner

Source: Osceola County records, as of December 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address623 ANDERSON CIR, 310, DEERFIELD BEACH, FL 33441-7753
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2025Quit Claim Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jan 17, 2025Special Warranty Deed, Transfer · Conventional Mortgage
HOMEXPRESS MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 17, 2025 · Amount on Record
Deed SaleJan 17, 2025 · Amount on Record
Prior SaleJun 10, 2024 · Amount on Record
Deed Document Number20257594
Deed Book / Page6727 / 2511
Last Transfer DateDec 12, 2025
Transfer Doc0068931312
Record UpdatedSep 20, 2026

December 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateDec 15, 2025
Property Address423 CROSSINGS AVE, SAINT CLOUD, FL 34771-8139
Document Number0068931312
Book / Page6893 / 1312
Map ReferenceMB 33 PG 53-60
Instrument DateDec 12, 2025
Instrument2025152568
Transaction TypeTransfer
Record UpdatedDec 29, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address623 ANDERSON CIR APT 310, 310, DEERFIELD BEACH, FL 33441-7753

Transferred To (Grantee/Buyer)

NameVerified Name
Address623 ANDERSON CIR APT 310, 310, DEERFIELD BEACH, FL 33441-7753

January 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 17, 2025
Property Address423 CROSSINGS AVE, SAINT CLOUD, FL 34771-8139
Document Number0067272511
Book / Page6727 / 2511
Map ReferenceMB 33 PG 53-60
Instrument DateJan 15, 2025
Instrument2025007594
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyINNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,501.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3020 S FLORIDA AVE STE 101, 101, LAKELAND, FL 33803-4058

Transferred To (Grantee/Buyer)

NameVerified Name
Address623 ANDERSON CIR APT 310, 310, DEERFIELD BEACH, FL 33441-7753

Mortgage

Document Number2025007595
DateJan 17, 2025
Instrument2025007595
Lender
NameHOMEXPRESS MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2055

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,513.00 (+256.88%)$299,100 Land $45,000 Building $254,100$299,100 Land $45,000 Building $254,100
2024$1,825.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 330 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 82% of the US · above 73% of Florida
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Spectrum
Fiber		1,000 / 1,000

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