423 Cimarron Cir, Loudon, TN 37774 Property Records

Loudon County property record for 423 Cimarron Cir, Loudon, TN 37774

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,859 sqft · built 2006
Lot Size	0.066 acres (2,870 sqft)
Owner	2 Individual Names on File
Last Sale	$271,900 (Jul 2006)
Tax Bill	$1,253 (2025)
Deeds & Mortgages	Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`058C-A-004.00`

Property Details

APN / Parcel Number

Primary APN	`058C-A-004.00`
Alternative APNs	`01058CA058C00400` `053058C A 00400`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,859 sqft Living Area
Gross Area	2,720 sqft
1st Floor Area	1,859 sqft
Basement Area	461 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	L-Shape
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,870 sqft (0.066 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	25 sqft
Deck Area	440 sqft
Patio Area	440 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	423 CIMARRON CIR
City	LOUDON
State	TN
Zip	37774-2872
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHOTA VIEW COURTS PB: C PG: 90 BLK: 7 LOT: 4
Legal Subdivision	CHOTA VIEW COURTS
Legal Block	7
Legal Lot Number	4
Jurisdiction	LOUDON TN
Township / Civil Division	7
Census Block Group	1
Census Block	1004
Census Tract	60504

Owner

423 Cimarron Cir is owned and occupied by two individuals who bought it in July 2006.

Source: Loudon County records, as of December 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	423 CIMARRON CIR, LOUDON, TN 37774-2872
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2006 · Amount on File
Deed Sale	Jul 7, 2006 · Amount on File
Deed Book / Page	310 / 704
Record Updated	Jun 8, 2026

January 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOUDON TN
Recording Date	Jan 18, 2019
Property Address	423 CIMARRON CIR, LOUDON, TN 37774-2872
Document Number	D0410/0051
Book / Page	D0410 / 0051
Instrument Date	Jan 9, 2018
Instrument	19000492
Transaction Type	Transfer
Record Updated	Jul 26, 2021
Title Company	ADVANTAGE TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	423 CIMARRON CIR, LOUDON, TN 37774-2872

Mortgage

Document Number	19000493
Date	Jan 18, 2019
Instrument	19000493

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 423 Cimarron Cir was $1,253.

Source: Loudon County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Loudon County
Unified School District	Loudon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,253.00	$70,850 (-) Land $17,500 Building $53,350	$283,400 Land $70,000 Building $213,400
2024	$1,253.00	$70,850 (-) Land $17,500 Building $53,350
2023		$70,850 Land $17,500 Building $53,350
2021			$283,400 Land $70,000 Building $213,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 423 Cimarron Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective May 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 423 Cimarron Cir is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 57% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TELLICO VILLAGE P.O.A. private · serves 15,233 people · EPA ID TN0000871
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20