Garrard County property record for 423 Chenault Bridge Rd, Lancaster, KY 40444
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba |
| Lot Size | 1.03 acres (45,259 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $50,000 (Oct 2025) |
| Tax Bill | $247 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Jun 2005 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-55.07 |
| Primary APN | 12-55.07 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Exterior Material | Vinyl |
|---|---|
| Construction Type | Wood |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 45,259 sqft (1.03 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 10684 |
|---|---|
| Street Address | 423 CHENAULT BRIDGE RD |
| City | LANCASTER |
| State | KY |
| Zip | 40444-9526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.039 AC |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | BRYANTSVILLE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 970102 |
423 Chenault Bridge Rd is owned and occupied by two individuals who bought it in October 2025.
Source: Garrard County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 423 CHENAULT BRIDGE RD, LANCASTER, KY 40444-9526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 16, 2025 | Deed of Trust, Mortgage CROSSWOODS BAPTIST CHURCH INC |
| Jun 16, 2005 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 16, 2025 · Amount on File |
| Deed Sale | Oct 16, 2025 · Amount on File |
| Deed Document Number | 2025200379 |
| Deed Book / Page | 334 / 325 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRARD KY |
| Property Address | 423 CHENAULT BRIDGE RD, LANCASTER, KY 40444-9526 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 423 CHENAULT BRIDGE RD, LANCASTER, KY 40444-9526 |
| Document Number | 00M463/853 |
|---|---|
| Date | Oct 16, 2025 |
| Book Page | M463/853 |
| Instrument | 200380 |
| Name | CROSSWOODS BAPTIST CHURCH INC |
|---|---|
| Type | Non-Lending Institution |
| Address | NICHOLASVILLE, KY 40356 |
| Amount | Amount on Record |
|---|---|
| Term | 21 Months |
| Due | Jul 7, 2027 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Jun 16, 2005 |
| Property Address | 423 CHENAULT BRIDGE RD, LANCASTER, KY 40444-9526 |
| Document Number | 000232/588 |
| Book / Page | 232 / 588 |
| Instrument | 61982 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 879 SHADELAND DR, DANVILLE, KY 40422-2630 |
| Name | Verified Name |
|---|---|
| Address | 423 CHENAULT BRIDGE RD, LANCASTER, KY 40444-9526 |
The 2025 property tax bill for 423 Chenault Bridge Rd was $247, down 0.4% from the year before.
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $50,000 (+108.33%) Land $50,000 | $50,000 (+108.33%) Land $50,000 | |
| 2025 | $247.00 (-0.4%) | $24,000 (-) Land $24,000 | $24,000 (-) Land $24,000 |
| 2024 | $248.00 (-2.75%) | $24,000 (-) Land $24,000 | $24,000 (-) Land $24,000 |
| 2023 | $255.00 (-0.78%) | $24,000 (-) Land $24,000 | $24,000 (-) Land $24,000 |
| 2022 | $257.00 | $24,000 Land $24,000 | $24,000 Land $24,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 423 Chenault Bridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 423 Chenault Bridge Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| kywimax Fixed Wireless · not low latency | 25 / 5 |
| T-Mobile Fixed Wireless | 25 / 3 |
May also be available: AT&T, Spectrum, Windstream.
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