Becker County property record for 423 Central St E, Detroit Lakes, MN 56501
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 934 sqft · built 1949 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $184,400 (Nov 2021) |
| Tax Bill | $1,232 (2026) |
| Deeds & Mortgages | Mar 2023 Mortgage Nov 2021 Sale & Mortgage |
| APN | 49.2109.000 |
| Primary APN | 49.2109.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 934 sqft Living Area |
| Basement Area | 672 sqft |
| Unfinished Basement | 672 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | A-Frame |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,000 sqft (0.115 acres) |
| Garage Type | Detached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 423 CENTRAL ST E |
|---|---|
| City | DETROIT LAKES |
| State | MN |
| Zip | 56501-2607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | O T OF DETROIT LAKES BLOCK 058 LOTS 11 & 12 |
| Legal Subdivision | O T OF DETROIT LAKES |
| Legal Block | 58 |
| Legal Lot Number | 11-12 |
| Jurisdiction | BECKER MN |
| Township / Civil Division | DETROIT LAKES |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 450500 |
423 Central St E is owned and occupied by an individual who bought it in November 2021.
Source: Becker County records, as of August 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 423 CENTRAL ST E, DETROIT LAKES, MN 56501-2607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 2, 2023 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Nov 8, 2021 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 8, 2021 · Amount on File |
| Deed Sale | Nov 8, 2021 · Amount on File |
| Deed Document Number | 2021685013 |
| Prior Transfer Date | Sep 15, 2014 |
| Prior Transfer Doc | 619589 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BECKER MN |
| Property Address | 423 CENTRAL ST E, DETROIT LAKES, MN 56501-2607 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000695732 |
|---|---|
| Date | Mar 2, 2023 |
| Instrument | 695732 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BECKER MN |
| Recording Date | Nov 8, 2021 |
| Property Address | 423 CENTRAL ST E, DETROIT LAKES, MN 56501-2607 |
| Document Number | 0000685013 |
| Instrument Date | Nov 5, 2021 |
| Instrument | 685013 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 423 CENTRAL ST E, DETROIT LAKES, MN 56501-2607 |
| Document Number | 0000685014 |
|---|---|
| Date | Nov 8, 2021 |
| Instrument | 685014 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
The 2026 property tax bill for 423 Central St E was $1,232 with a homeowner's exemption, down 3.1% from the year before.
Source: Becker County assessment roll, as of August 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Becker County |
| Municipality | Detroit Lakes City |
| Unified School District | Detroit Lakes Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,232.00 (-3.14%) Homeowner's exemption | $154,600 (-1.4%) Land $22,500 Building $132,100 | $154,600 (-1.4%) Land $22,500 Building $132,100 |
| 2025 | $1,272.00 Homeowner's exemption | $156,800 Land $22,500 Building $134,300 | $156,800 Land $22,500 Building $134,300 |
| 2023 | $1,298.00 Homeowner's exemption | $142,500 Land $22,500 Building $120,000 | $142,500 Land $22,500 Building $120,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 423 Central St E.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 423 Central St E is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Detroit Lakes serves 10,038 people · EPA ID MN1030005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 5,000 / 5,000 |
| Arvig Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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