423 Bowman Rd, Ringgold, GA 30736 Property Records

Catoosa County property record for 423 Bowman Rd, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,996 sqft · built 2020
Lot Size	8.14 acres (354,578 sqft)
Owner	2 Individual Names on File
Last Sale	$76,000 (Jun 2018)
Tax Bill	$5,174 (2025)
Deeds & Mortgages	May 2023 Line of Credit Feb 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0043A007000`

Property Details

APN / Parcel Number

Primary APN	`0043A007000`
Alternative APNs	`0043A007` `21254`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,996 sqft Heated Area
1st Floor Area	952 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Architectural Style	Other
Exterior Material	Fiber Cement Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	354,578 sqft (8.14 acres)
Garage Area	848 sqft
Porch	Open Porch
Deck Area	378 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	21254
Old Parcel Number	0043A007000
Street Address	423 BOWMAN RD
City	RINGGOLD
State	GA
Zip	30736-7644
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOTS 1-5 BOWMAN HEIGHTS
Legal Subdivision	BOWMAN HEIGHTS
Legal Lot Number	1-5 2
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	2
Census Block	2006
Census Tract	30303

Owner

Source: Catoosa County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	423 BOWMAN RD, RINGGOLD, GA 30736-7644
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2023	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Feb 3, 2021	Deed of Trust, Mortgage SUMMIT FNDG
Nov 17, 2020	Deed of Trust, Construction Loan · Line of Credit BANK OF LAFAYETTE
Oct 6, 2020	Deed of Trust, Construction Loan · Line of Credit BANK OF LAFAYETTE
Mar 9, 2020	Deed of Trust, Construction Loan · Line of Credit BANK OF LAFAYETTE
Jul 2, 2018	Warranty Deed, Transfer · Conventional with PMI BANK OF LAFAYETTE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 4, 2018 · Amount on Record
Deed Sale	Jun 4, 2018 · Amount on Record
Prior Sale	Mar 12, 2009 · Amount on Record
Deed Document Number	0000019431
Deed Book / Page	1943 / 1
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	423 BOWMAN RD, RINGGOLD, GA 30736-7644
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 BOWMAN RD, RINGGOLD, GA 30736-7644

Mortgage

Document Number	0022780000000256
Date	May 24, 2023
Book Page	0000002278/0000000256
Instrument	003359

Lender

Name	REGIONS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	423 BOWMAN RD, RINGGOLD, GA 30736-7644
Document Number	0021140666
Instrument Date	Feb 3, 2021
Transaction Type	Mortgage
Record Updated	Mar 9, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	423 BOWMAN RD RINGGOLD GA 307367644, RINGGOLD, GA 30736-7644

Mortgage

Document Number	0021140666
Date	Feb 18, 2021
Book Page	002114/000666

Lender

Name	SUMMIT FNDG
Type	Funding / Finance Company
Address	SACRAMENTO, CA 95815

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 17, 2051

November 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Recording Date	Nov 17, 2020
Property Address	423 BOWMAN RD, RINGGOLD, GA 30736-7644
Document Number	0020930104
Book / Page	002093 / 000104
Instrument Date	Nov 4, 2020
Instrument	9547
Transaction Type	Construction Loan
Record Updated	Dec 3, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	391 PINEWOOD DR ROCK SPRING GA 307392475, ROCK SPRING, GA 30739-2475

Mortgage

Document Number	20930104
Date	Nov 17, 2020
Book Page	002093/000104
Instrument	9547

Lender

Name	BANK OF LAFAYETTE
Type	Bank
Address	LA FAYETTE, GA 30728-1149

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Nov 16, 2021

Interest

Rate Type	Adjustable Rate

October 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Recording Date	Oct 6, 2020
Property Address	423 BOWMAN RD, RINGGOLD, GA 30736-7644
Document Number	0020840146
Book / Page	002084 / 000146
Instrument Date	Sep 26, 2020
Instrument	8172
Transaction Type	Construction Loan
Record Updated	Oct 26, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	391 PINEWOOD DR ROCK SPRING GA 307392475, ROCK SPRING, GA 30739-2475

Mortgage

Document Number	20840146
Date	Oct 6, 2020
Book Page	002084/000146
Instrument	8172

Lender

Name	BANK OF LAFAYETTE
Type	Bank
Address	LA FAYETTE, GA 30728-1149

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 5, 2021

Interest

Rate Type	Adjustable Rate

March 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Recording Date	Mar 9, 2020
Property Address	423 BOWMAN RD, RINGGOLD, GA 30736-7644
Document Number	0020380846
Book / Page	002038 / 000846
Instrument Date	Feb 24, 2020
Instrument	1785
Transaction Type	Construction Loan
Record Updated	Mar 27, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	391 PINEWOOD DR ROCK SPRING GA 307392475, ROCK SPRING, GA 30739-2475

Mortgage

Document Number	20380846
Date	Mar 9, 2020
Book Page	002038/000846
Instrument	1785

Lender

Name	BANK OF LAFAYETTE
Type	Bank
Address	LA FAYETTE, GA 30728-1149

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Mar 8, 2021

Interest

Rate Type	Adjustable Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Jul 2, 2018
Property Address	423 BOWMAN RD, RINGGOLD, GA 30736-7644
Document Number	0019430001
Book / Page	001943 / 000001
Instrument Date	Jun 4, 2018
Transaction Type	Transfer
Record Updated	Jul 17, 2018
Title Company	NORTH GA TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$76.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 BOWMAN RD RINGGOLD GA 307367644, RINGGOLD, GA 30736-7644

Mortgage

Document Number	19430003
Date	Jul 2, 2018
Book Page	001943/000003

Lender

Name	BANK OF LAFAYETTE
Type	Bank
Address	LAFAYETTE, GA 30728-1149

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2033

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,174.00 (+14.82%) Homeowner's exemption	$274,552 (+36.39%) Land $49,862 Building $224,690	$686,381 (+36.39%) Land $124,655 Building $561,726
2023	$4,506.00 (+31.68%)	$201,303 Land $20,529 Building $180,774	$503,257 Land $51,322 Building $451,935
2022	$3,422.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 79% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGGOLD serves 2,953 people · EPA ID GA0470002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Ringgold Telephone Company, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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