423 Big Elk Rd, Dillon, CO 80435 Property Records

Summit County property record for 423 Big Elk Rd, Dillon, CO 80435

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,988 sqft · built 1975
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$920,000 (Aug 2021)
Tax Bill	$3,544 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2095-0820-02-020`

Property Details

APN / Parcel Number

Primary APN	`2095-0820-02-020`
Alternative APN	`800461`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,988 sqft Living Area
Gross Area	2,716 sqft
1st Floor Area	1,036 sqft
2nd Floor Area	952 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1986
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,939 sqft (0.32 acres)
Terrain	Rolling
View / Lot	Average
Garage Type	Attached
Garage Area	728 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	423 BIG ELK RD
City	DILLON
State	CO
Zip	80435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	LOT 26 BLOCK 6 DILLON VALLEY SUB # 1
Legal Subdivision	DILLON VALLEY SUB
Legal Block	6
Legal Lot Number	26
Jurisdiction	SUMMIT CO
Township / Civil Division	SILVERTHORNE
Census Block Group	2
Census Block	2008
Census Tract	202

Owner

423 Big Elk Rd is owned by two individuals who bought it in August 2021.

Source: Summit County records, as of June 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 14, SILVERTHORNE, CO 80498-0014
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND
Aug 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Jun 11, 2019	Deed of Trust, Mortgage · Line of Credit PREMIER MEMBERS CU
Sep 21, 2018	Warranty Deed, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2021 · Amount on File
Deed Sale	Aug 3, 2021 · Amount on File
Prior Sale	Sep 21, 2018 · Amount on File
Deed Document Number	20211266134
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMMIT CO
Recording Date	Aug 3, 2021
Property Address	423 BIG ELK RD, DILLON, CO 80435
Document Number	1266134
Map Reference	DOC 110914
Instrument Date	Jul 27, 2021
Instrument	1266134
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	423 BIG ELK RD, 423, DILLON, CO 80435

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 14, SILVERTHORNE, CO 80498-0014

Mortgage

Document Number	1266135
Date	Aug 3, 2021
Instrument	1266135

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	423 BIG ELK RD, DILLON, CO 80435
Transaction Type	Mortgage
Record Updated	Feb 26, 2021
Title Company	LAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1233445
Date	Aug 28, 2020
Instrument	1233445

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	423 BIG ELK RD, DILLON, CO 80435
Transaction Type	Mortgage
Record Updated	Feb 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1200036
Date	Jun 11, 2019
Instrument	1200036

Lender

Name	PREMIER MEMBERS CU
Type	Credit Union
Address	BOULDER, CO 80303

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 25, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMMIT CO
Recording Date	Sep 21, 2018
Property Address	423 BIG ELK RD, DILLON, CO 80435
Document Number	0001180638
Map Reference	DOC110914
Instrument Date	Sep 21, 2018
Instrument	1180638
Transaction Type	Transfer
Record Updated	Mar 21, 2022
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$62.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3515, DILLON, CO 80435-3515

Mortgage

Document Number	0001180639
Date	Sep 21, 2018
Instrument	1180639

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 423 Big Elk Rd was $3,544, up 4.5% from the year before.

Source: Summit County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Summit County
Unified School District	Summit School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,544.00 (+4.48%)	$69,455 (+0.27%)	$1,021,400 (-1.21%) Land $266,100 Building $755,300
2024	$3,392.00 (-4.26%)	$69,271 (+5.62%)	$1,033,900 (+5.62%) Land $280,300 Building $753,600
2023	$3,543.00 (+41.38%)	$65,586 (+49.51%)	$978,900 (+55.09%) Land $280,300 Building $698,600
2022	$2,506.00	$43,868	$631,200 Land $167,400 Building $463,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 423 Big Elk Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 12, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 423 Big Elk Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DILLON serves 3,254 people · EPA ID CO0159035
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Arbor Mesh Internet Fixed Wireless	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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