423 Bernard St, Bakersfield, CA 93305 Property Records

Kern County property record for 423 Bernard St, Bakersfield, CA 93305

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,076 sqft · built 1920
Lot Size	0.158 acres (6,869 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (May 2026)
Tax Bill	$2,689 (2025)
Deeds & Mortgages	May 2026 Sale May 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`012-360-06-1`

Property Details

APN / Parcel Number

Primary APN	`012-360-06-1`
Alternative APNs	`012-360-06-00-0` `0123600600` `01236006`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,076 sqft Living Area
Gross Area	1,359 sqft
1st Floor Area	1,076 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	6,869 sqft (0.158 acres)
Garage Type	Attached
Garage Area	198 sqft
Porch	Porch
Porch Area	85 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	012360061
Street Address	423 BERNARD ST
City	BAKERSFIELD
State	CA
Zip	93305-3215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	CITY BERNA , BLOCK 8 , LOT 5&6
Legal Subdivision	BERNARD ADDITION
Legal Block	8
Legal Lot Number	5,6
Jurisdiction	KERN CA
Township / Civil Division	BAKERSFIELD
Census Block Group	3
Census Block	3004
Census Tract	1401

Owner

Source: Kern County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2530 CAMELLIA ST, WASCO, CA 93280-2480
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Grant Deed, Transfer FIRST AMERICAN TITLE
May 7, 2026	Grant Deed, Transfer · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC
Aug 28, 2020	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Dec 7, 2018	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jul 20, 2018	Grant Deed, Transfer · Conventional Mortgage FLORIDA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2026 · Amount on Record
Deed Sale	May 7, 2026 · Amount on Record
Prior Sale	Aug 28, 2020 · Amount on Record
Deed Document Number	202652169
Prior Transfer Date	Nov 14, 2006
Prior Transfer Doc	0000017707
Record Updated	Oct 29, 2026

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	May 7, 2026
Property Address	423 BERNARD ST, BAKERSFIELD, CA 93305-3215
Document Number	0000052168
Instrument Date	May 7, 2026
Instrument	202652168
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	2530 CAMELLIA ST, WASCO, CA 93280-2480

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	May 7, 2026
Property Address	423 BERNARD ST, BAKERSFIELD, CA 93305-3215
Document Number	0000052169
Instrument Date	Mar 19, 2026
Instrument	2026.52169
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28,330.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7105 WIND CAVE WAY, BAKERSFIELD, CA 93313-6485

Mortgage

Document Number	0000052170,
Date	May 7, 2026
Instrument	2026..52170

Lender

Name	GOLDEN EMPIRE MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Aug 28, 2020
Property Address	423 BERNARD ST, BAKERSFIELD, CA 93305-3215
Document Number	0000119362
Map Reference	MB 1 PG 43
Instrument Date	Jul 23, 2020
Instrument	220119362
Transaction Type	Transfer
Record Updated	Nov 7, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 BERNARD ST, BAKERSFIELD, CA 93305-3215

Mortgage

Document Number	0000119363
Date	Aug 28, 2020
Instrument	220119363

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Dec 7, 2018
Property Address	423 BERNARD ST, BAKERSFIELD, CA 93305-3215
Document Number	0000161969
Map Reference	MB1 PG43
Instrument Date	Nov 8, 2018
Instrument	218161969
Transaction Type	Transfer
Record Updated	Nov 7, 2022
Title Company	CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	925 N WILMINGTON BLVD # C, C, WILMINGTON, CA 90744-4101

Mortgage

Document Number	0000161970
Date	Dec 7, 2018
Instrument	218161970

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Jul 20, 2018
Property Address	423 BERNARD ST, BAKERSFIELD, CA 93305-3215
Document Number	0000091341
Instrument Date	Jul 16, 2018
Instrument	91341
Transaction Type	Transfer
Record Updated	Jul 30, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$104.50
Amount Accuracy	Full Value
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16127 BLACK HAWK AVE BAKERSFIELD CA 933149602, BAKERSFIELD, CA 93314-9602

Mortgage

Document Number	91342
Date	Jul 20, 2018
Instrument	91342

Lender

Name	FLORIDA FSB
Type	Federal Savings Bank
Address	BAKERSFIELD, CA 93309

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2048

Tax Assessment & Valuation

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Elementary School District	Bakersfield City School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$178,857 (+2%) Land $38,641 Building $140,216
2025	$2,689.00 (+1.59%) Homeowner's exemption	$175,351 (+4.04%) Land $37,884 Building $137,467
2024	$2,647.00 (+2.28%)
2023	$2,588.00 (+2.54%) Homeowner's exemption	$168,544 Land $36,414 Building $132,130
2022	$2,524.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWS - BAKERSFIELD private · serves 268,129 people · EPA ID CA1510003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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