423 Beardsley Ave, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 423 Beardsley Ave, Bloomfield, NJ 07003

Property Summary

Property Type	Single Family Home
Details	2,944 sqft · built 1925
Lot Size	0.087 acres (3,807 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Mar 2020)
Tax Bill	$14,779 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-00014-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`02-00014-0000-00010`
Alternative APN	`020001400010`

Interior

Stories	2 Stories
Building Area	2,944 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Multi-Family
Lot Area	3,807 sqft (0.087 acres)
Lot Dimensions	112 ft deep x 34 ft wide

Location & Zoning

Old Parcel Number	020001400010
Street Address	423 BEARDSLEY AVE
City	BLOOMFIELD
State	NJ
Zip	07003-5910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2B
Legal Description	34 X 112
Legal Block	14
Legal Lot Number	10
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	3
Census Block	3003
Census Tract	15900

Owner

Source: Essex County and Bloomfield Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	423 BEARDSLEY AVE, BLOOMFIELD, NJ 07003-5910
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK
Oct 1, 2021	Deed of Trust, Mortgage · Line of Credit NORTHPOINTE BANK
Apr 13, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage NORTHPOINTE BANK
Mar 16, 2020	Grant Deed, Transfer · FHA Mortgage NORTHPOINTE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2020 · Amount on Record
Deed Sale	Mar 16, 2020 · Amount on Record
Prior Sale	Jul 22, 1992 · Amount on Record
Deed Document Number	202029256
Last Transfer Date	Mar 23, 2021
Transfer Doc	0000045007
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	423 BEARDSLEY AVE, BLOOMFIELD, NJ 07003-5910
Transaction Type	Mortgage
Record Updated	Apr 22, 2024
Title Company	NU WORLD TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045008
Date	Apr 13, 2021
Instrument	2021045008

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	423 BEARDSLEY AVE, BLOOMFIELD, NJ 07003-5910
Transaction Type	Mortgage
Record Updated	Nov 11, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP REO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021120214
Date	Oct 1, 2021
Instrument	2021120214

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ESSEX NJ
Recording Date	Apr 13, 2021
Property Address	423 BEARDSLEY AVE, BLOOMFIELD, NJ 07003-5910
Document Number	2021045007
Instrument Date	Mar 23, 2021
Instrument	2021045007
Transaction Type	Transfer
Record Updated	Jun 16, 2021
Title Company	NU WORLD TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 BEARDSLEY AVE, BLOOMFIELD, NJ 07003-5910

Mortgage

Document Number	2021045008
Date	Apr 13, 2021
Instrument	2021045008

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Mar 16, 2020
Property Address	423 BEARDSLEY AVE, BLOOMFIELD, NJ 07003-5910
Document Number	0000029256
Instrument Date	Feb 20, 2020
Instrument	29256
Transaction Type	Transfer
Record Updated	Apr 21, 2020
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	423 BEARDSLEY AVE BLOOMFIELD NJ 070035910, BLOOMFIELD, NJ 07003-5910

Mortgage

Document Number	29258
Date	Mar 16, 2020
Instrument	29258

Lender

Name	NORTHPOINTE BK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2050

Tax Assessment & Valuation

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$423,600 (-) Land $100,400 Building $323,200	$423,600 (-) Land $100,400 Building $323,200
2025	$14,779.00 (+2.86%)	$423,600 (-) Land $100,400 Building $323,200	$423,600 (-) Land $100,400 Building $323,200
2024	$14,368.00 (+5.94%)
2023		$423,600 Land $100,400 Building $323,200	$423,600 Land $100,400 Building $323,200
2022	$13,563.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	11 (1983–2024)
Claims Outside the SFHA	9 of 11
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

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